Hartman Insurance Services

Choosing a health insurance plan is a big decision, and what works for your friend, neighbor, or coworker may not be the best fit for you.

In our latest YouTube video, Bill Hartman explains why consulting with a licensed insurance agent before enrolling in a health insurance plan can help you avoid costly mistakes, understand your options, and find coverage that fits your unique needs and budget.

Don't leave your healthcare decisions to guesswork. Get expert guidance and confidence in your coverage choices.

🎥 Watch the video today and learn how an experienced advisor can help you make an informed decision.

https://youtu.be/BJpncj7MbmY

Consult an Agent When it comes to Medicare, your friends may have good intentions, b...

When it comes to health insurance, everyone seems to have an opinion.

"You don't need insurance."
"Just get the cheapest plan."
"That plan worked for my neighbor."

But your health coverage decisions are too important to be based on someone else's opinion.

The people who are committed to protecting their health and financial future take the time to understand their options and choose coverage that fits their unique needs. They know that one unexpected illness or accident can have a major impact on their finances.

Individual health insurance isn't one-size-fits-all. That's why we're committed to helping you find a plan that matches your budget, healthcare needs, prescriptions, and preferred providers.

Don't rely on opinions. Make a commitment to finding the right coverage for you and your family.

📞 Contact us today to explore your options.

June is Men’s Health Month, a time to raise awareness about the importance of early detection, preventive care, and overall wellness for men. Many serious health conditions affecting men, such as heart disease, diabetes, and prostate cancer, can be managed or even prevented with routine checkups and a proactive approach to health.

Click the link below to read our latest blog post about men's health and learn how health insurance works for men.

Men’s Health – Hartman Insurance Services Men’s Health by Jodie Godfrey | Jun 15, 2026 | Blog Men’s Health June is Men’s Health Month, a time to raise awareness about the importance of early detection, preventive care, and overall wellness for men. Many serious health conditions affecting men, such as heart disease, diabetes, and pros...

☀️ Summer is the perfect time for vacations, outdoor adventures, pool days, and making memories with family and friends. But before you head out, take a few minutes to make sure you're prepared for the unexpected.

From staying safe around water and protecting yourself from the sun to preparing for travel emergencies and outdoor activities, a little planning can go a long way toward keeping your summer fun and worry-free.

Did you know your health insurance can help cover emergency medical care, hospital stays, prescription medications, and more if an accident or illness occurs while you're away from home?

Check out our latest blog for 5 important summer safety tips and learn how your insurance coverage can help protect you when you need it most.

🌞 Read the blog today and enjoy a safer, healthier summer!

https://hartmaninsuranceservices.com/5safetytipsforsummer/

5 Safety Tips for Summer | Hartman Insurance Services Stay safe this summer with 5 safety tips for water activities, travel, sun exposure, & emergency preparedness. Learn how health insurance can help protect you.

Did you know some Medicare beneficiaries may qualify for extra benefits through a Dual Special Needs Plan (D-SNP)?

D-SNPs are designed for individuals who qualify for both Medicare and Medicaid. These plans often provide valuable benefits such as prescription drug coverage, dental, vision, hearing services, transportation assistance, care coordination, and more.

If you or a loved one receives both Medicare and Medicaid, it may be worth exploring whether a D-SNP could help reduce healthcare costs and provide additional support.

Questions about your Medicare options? We're here to help! Contact us today to learn more about Dual Special Needs Plans and find out if you're eligible.

42 years of dedication 🎉

42 years ago today, Bill made a life-changing decision to pursue his passion for helping others as a health and life insurance agent. From his last paycheck at Coney Island to decades of service and trust, his journey is nothing short of inspiring. Congratulations, Bill, on this incredible milestone! Here's to many more years of impact and success. 🥂

🎉 Big News for Medicare Supplement Enrollees! 🎉

A new Medicare Supplement Birthday Rule is giving eligible beneficiaries more flexibility when it comes to their coverage.

Under this rule, during a designated period around your birthday, you may have the opportunity to switch to another Medicare Supplement (Medigap) plan with equal or lesser benefits without answering health questions or going through medical underwriting.

Life changes, and your Medicare coverage should be able to change with you. Whether you're looking for a lower premium, better value, or simply exploring your options, this rule could make it easier to find a plan that better fits your needs.

Not sure if the Birthday Rule applies to you or how it works in your state? We're here to help! Contact us today for a personalized Medicare review.

📞 Don't leave money on the table—let's make sure your coverage is still the right fit.

Birthday Rule 🎉 BIG NEWS for Medicare beneficiaries! 🎉Did you know there’s a ne...

It's easy to focus on what's going wrong, but there's power in choosing to see the good.

A positive outlook doesn't mean ignoring challenges, it means recognizing the blessings, opportunities, and solutions that exist alongside them.

The same is true when it comes to health insurance. Many people see it as just another monthly expense, but when you look for the good, you see something different: peace of mind, access to care, protection from unexpected medical bills, and support when life takes an unexpected turn.

Seeing the good doesn't change reality, it changes perspective. And sometimes, that perspective helps us make wiser decisions for ourselves and our families.

What is one good thing you're thankful for today? Share it in the comments! 💙

🧠 June is Alzheimer’s and Brain Awareness Month 🧠

Alzheimer’s disease affects millions of individuals and families, making awareness, early detection, and access to quality care more important than ever.

Did you know Medicare may help cover cognitive assessments, specialist visits, prescription medications, home health services, mental health support, and more for those living with Alzheimer’s and other forms of dementia?

Understanding your Medicare options can help you or a loved one receive the care and support needed throughout every stage of the journey.

Read our latest blog to learn how Medicare supports Alzheimer’s care and discover ways to maximize your benefits.

💜 Together, we can raise awareness, support caregivers, and encourage proactive brain health.

Alzheimer’s and Brain Awareness | Hartman Insurance Services Learn how Medicare covers cognitive assessments, doctor visits, prescription drugs, and other essential care for those living with Alzheimer’s and dementia.

Good news for Indiana Medicare beneficiaries!
Starting January 1, 2026, the state introduced a new Medicare Supplement (Medigap) Birthday Rule, giving policyholders more flexibility and peace of mind.

Here’s what it means:
Each year, during the 60-day window following your birthday, you’ll have the opportunity to switch your Medigap plan to another insurance company’s version of the same plan letter, without medical underwriting. That means you can explore better rates or a new carrier even if you have existing health conditions.

This change helps Medicare enrollees keep control over their coverage and costs. This is a welcome update for those who’ve wanted more options after their initial enrollment period.

Call our office at 260-483-2305 if you want more information.