Economic Think Tank

Just a thought...

The dangers of payday loans and cash advances - Kerri Farren, WealthWave Blog Post: The dangers of payday loans and cash advances

We are on a mission to help people learn how money works. This article is something that can be used as a simple way to get started. We have just published a book called "How Money Works, Quit being a Sucker." I'd love to share it with those interested in learning.

How To Make A Budget You Can Stick To - Kerri Farren, WealthWave It’s a challenge they tackle with gusto. Shaving down expenses with couponing, hunting the best deals with an app on their phones, or simply finding creative ways to reuse a cardboard box, gives them a thrill. For others, budgeting conjures up images of living in tents, foraging for nuts and berri...

We Make (Literally) Thousands of Decisions Each Day, But Not About Finances - The 401(k) Specialist Contrary to popular belief, most people lack the knowledge—not the money—to make major financial decisions and procrastinate as a result.

Record numbers of Americans over 65 are too worried about money to retire Nearly 1 in 5 Americans over the age 65 are working due to financial insecurity.

Big Mistakes That Can Screw Up Your Retirement Plan If you've been saving diligently and investing prudently for retirement, that's terrific.

The TV Shows You Watch Are Making You Broke This is why you're broke. TV streaming apps make money off stealing your attention and ruining your success. It's time to find out how to change this toxic

How Did Women Score in a Basic Retirement Income Quiz? - The 401(k) Specialist Women are living longer and gaining in assets, yet only 18 percent of those that are retirement-age can pass a basic retirement income quiz.

Estate Planning: It's Never Too Early to Draw Up a Will When John Criss died in 2015 he bequeathed 5.7 million dollars to his hometown Sac City, but with a stipulation

It's Financial Literacy Month

Just How Financially Illiterate are Most Americans? - The 401(k) Specialist This is sure to get attention—over four in 10 Americans don’t know that that a properly diversified portfolio is a safer investment than a single stock.

The 25x Rule To Early Retirement The 25x Rule of Early Retirement is a simple way to determine when you are financially ready to retire. We look at the rule and its underlying assumptions.

It really needs to slow down.

Millennials Are Officially Spending More $ On Coffee Than On Retirement Savings The laundry list of Millennial wrongdoings is just getting longer, and this time coffee is the culprit. While we already know that we spend too much on dining out and apparently are completely changing up the way we do funerals, there's one more thing we're doing differently: retirement. Meaning, we...

The Problem With Boomer Retirement Plans | The Trust Advisor For many retirement-age baby boomers, retirement is postponed. Two-thirds of boomers report they want to continue working beyond age 65, according TCRS.