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Mortgage Rates Pro with Susan Raso

A Short Story about Susan Raso: Susan was born in Okinawa, Japan, where her father served in the Air Force.

Her grandfather would take her father for vacations to Estes Park, Colorado and he just loved being in the mountains. So in 1974, Susan’s father moved the family to Estes Park and they enjoyed his dream of living in the mountains. Susan attended grade school at Estes Park Elementary and is a proud graduate of Estes Park High School. After a brief excursion at CU - Boulder, she started working for

The Estes Park Bank in 1986 and began learning the ropes of the banking world. In 1993, she moved to Fort Collins and became a full time student at CSU while being a part-time administrative assistant/Real Estate Department at First National Bank. In May 1997, she graduated with a Bachelor of Science degree (Finance/Real Estate) from Colorado State University. She was later promoted to a Junior Construction Lender/Real Estate Department at First National Bank in Fort Collins. Susan had an opportunity to work and live in Loveland, so she went to Centennial Bank of the West in Loveland and began as AVP/loan officer in November 2000, and was promoted to Branch President in May 2002. She managed 8 employees and created and implemented an efficient loan workflow process. She also was responsible for credit approval recommendations based on collected data, presentation of credit requests to loan committees and monitoring of the loan closing process. Susan always had an interest in the mortgage industry, so in October 2006 she started with 1st City Mortgage Group, Fort Collins, CO as a Mortgage Loan Consultant. The mortgage industry has had a lot of turmoil in recent years; Susan still finds it fulfilling and rewarding, knowing that she is making a positive difference in people’s lives through homeownership. Some of Susan’s hobbies are creating homemade greeting cards, spending as much time possible in her vegetable and flower gardens, and most of all, spending time with her wonderful husband (married 1997), two cats and a dog. Susan loves getting to the beautiful mountains of Estes Park, as it allows her to “re-charge her batteries.”

When working with Susan, you will discover an atmosphere of enthusiasm, a spirit of dedication and a great desire to build a quality relationship. Susan believes in working by referral, which is the commitment she has made to provide her clients with unsurpassed service whenever they need her, and to maintain long-term relationships that will offer added benefits for years to come.

03/17/2012

Realtors: Would you like to learn more about the FHA 203k loan and how it can give you the opportunity to sell homes ? Please join me on March 29, 2012 for an informative seminar and lunch ! Hope to see you there---thx, s.raso

Mortgage Rates Pro: ATTENTION TO NORTHERN COLORADO REALTORS: Continuing Ed opportunity AND Sell Mor

03/09/2012

Hi there, say, did you know NAR reports 35% of all listings across the US are distressed properties. I wonder how much repair and improvement is needed on average and if buyers know they can finance those costs into their mortgage using a 203k? Read on for more details ! Thx, s.raso

Mortgage Rates Pro: Does your home need some repairs, FHA 203k to the rescue !

02/24/2012

The dream of homeownership is alive & well, I'm receiving more & more of this question = I lost my home to a foreclosure/bankruptcy, when can I buy a home again? Please read on for more details, let me know your thoughts, re: do people still want to own a home ?

http://mortgageratespro.blogspot.com/2012/02/when-will-i-be-eligible-to-buy-home.html?spref=fb

02/10/2012

Hi there, before you close out those old credit card accounts OR open up a new loan, please take a moment & check out this link, it's worth your time ! Thx, s.raso

Mortgage Rates Pro: Thinking about closing out some old credit card accounts?? WAIT !!!!

02/03/2012

Interested in learning about the benefits of the FHA 203k home renovation loan?? Here's a FREE webinar to find out more about this fabulous loan program, it allows you to roll the home remodel costs into an affordable home loan, let me know your thoughts on it ! Thx---s.raso

Mortgage Rates Pro: Interested in listening to an FHA 203k webinar ??

01/26/2012

I frequently run into this scenario, client recently purchased a car, car dealer says that client has excellent credit 700+, client wants to refinance their mortgage, I acceess their credit report, score is a 650, client says ' what happened?', please read on for further details :) thx, s.raso

Mortgage Rates Pro: Who has the right FICO credit score ?

01/19/2012

Here's a recent analysis on the Fort Collins market, 'mildly positive' indications for home sales, good for sellers, not so good for buyers, if you've wanted to buy real estate, NOW'S THE TIME ! :)

Mortgage Rates Pro: Mildly positive indications for Fort Collins housing market

01/12/2012

Woohoo, sellers are cheering as home prices increased from November 2010 to November 2011 - if you or a family member are thinking about buying a home, whether for you personally, vacation home or investment property, NOW'S THE TIME TO BUY! Real estate is having the sale of the century :)

Mortgage Rates Pro: Home prices improving in Fort Collins-Loveland area from a year ago

01/04/2012

Did you know about the Hidden messages on your personal page or the Hidden posts on your biz page? Check out this video, you may be missing out on some great opportunities with your friends and biz clients ! Cheers-

Mortgage Rates Pro: Hidden messages within your personal and biz pages?

12/28/2011

If you're looking for a great sale, buying REAL ESTATE is the hot ticket, read on......thx !

Mortgage Rates Pro: What's in Store for Housing in 2012?

12/20/2011

Thinking about a home remodel project ? Here's a great article to read before you get started !

Mortgage Rates Pro: 5 tips for finding a good home improvement contractor

12/02/2011

As the end of the year approaches, here's a great way to look at your successful year of 2011 ! Enjoy the wise words of Napoleon Hill----

Mortgage Rates Pro: Ready to be Successful ???

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