Shaver Insurance

Worried about the cost of commercial insurance? You’re not alone. However, there are ways to keep premiums in check.

We can help you:

✅ Perform an annual risk assessment to reduce potential claims.
✅ Review your deductibles and coverage with your agent.
✅ Combine policies to take advantage of multi-policy discounts.

Your insurance plan should evolve as your business grows and so should your savings opportunities.

If you're exploring options or wondering if your coverage still fits your needs, we're just a call away.

If you're running a business from home or have no employees, you might be wondering if you need to get small business coverage. Here’s what you should know:

✅Most homeowner’s policies don’t fully cover business-related equipment or liability.
✅ A general liability policy is often a smart (and affordable) place to start for small business owners running their business out of their home.
✅ If you use a personal vehicle for deliveries, client meetings, or equipment transport, you may need commercial auto coverage, too.

Have questions about your current coverage or want help closing gaps? Just give us a call. We’re happy to help.

February is full of milestones that shaped culture, language, and science. That being said, we wanted to take a second to share some of our favorite historical moments from the month.

📚 February 1, 1884 - The first part of the Oxford English Dictionary was published, laying the groundwork for what would become the most comprehensive record of the English language.

🧸 February 15, 1903 - The very first teddy bear went on sale after a shop owner received permission from President Theodore “Teddy” Roosevelt to use his nickname. The cuddly toy quickly became a childhood classic.

🧬February 28, 1953 - Scientists revealed the spiral structure of DNA, forever changing how we understand genetics.

Which of these February milestones do you find most interesting? Share your thoughts in the comments!

There is nothing we love more than a good quote to inspire us through the rest of the month.

Leadership is not defined by the title we have, but by the influence we have on those around us. The most impactful leaders are the ones who inspire others to dream bigger, push further, and grow into their fullest potential.

This month, lead with encouragement, act with purpose, and watch the difference it makes. We’d love to hear what small actions you’re taking to make a difference, and invite you to share them with us in the comments!

Owning a small business can come with a lot of considerations, regardless of whether you’re just starting out or have been running your business for years. One major thing that business owners need to consider is their commercial insurance coverage. It can be tricky for small businesses to balance cost and crucial coverage.

With that in mind, we wanted to share a few foundational coverages most small businesses benefit from:

✅ General Liability Insurance helps against bodily injury or property damage claims.
✅ Commercial Property Insurance can help cover buildings, equipment, and inventory.
✅ Business Owner’s Policy (BOP) will typically combine liability and property insurance into one affordable package.
✅ Workers’ Compensation Insurance is required in most states if you have employees.

Your needs will depend on your industry, size, and risk profile, but having the right coverage can help save you from costly surprises.

Our firm is here to help make sure that you have the coverage you need without breaking the bank. If you have a question about the right type of insurance for your small business, give us a call.

Spring is almost here — and that means new projects, new hires, and busy job sites. With that in mind, now is the perfect time to ensure your construction insurance still meets your business needs.

Swipe through to see what to review before the season starts, then call our office to schedule your spring coverage review.

This February, let’s capture the spirit of a month filled with love, connection, and meaningful moments shared with those who support and uplift us 💞

Today, we invite you to take a moment to shout out a friend, mentor, or loved one who’s made a difference in your life and let them know you’re grateful.

Who are your people? Tag them below and spread the love.

Happy Lunar New Year! 2026 brings the Year of the Fire Horse, a rare and powerful combination that only comes once every 60 years.

This year’s sign focuses on forward movement and courageous growth. So whether you're setting new goals or reigniting old ones, may this year fuel your purpose in powerful ways!

As always, if there’s anything we can do to support you in the months ahead, don’t hesitate to reach out.

Wishing you and yours a wonderful New Year celebration and an exciting year ahead!

Today, we wanted to share an important note: In observance of Presidents’ Day, our office will be closed on February 16th.

If you need anything during that time, give us a call. We will get back to you upon our return on February 17th.

Wishing you a wonderful Presidents’ Day!

During this month of love, we wanted to share a message from the heart: thank you ❤️ Whether you’re a client, professional contact, or supporter, please know that you’re a big part of why we love what we do. We deeply appreciate the trust you’ve placed in us.

If you need assistance this month or at any time this year, please feel free to give us a call anytime. We’re here for you.