For Sale In AZ

Omg soooo cute

She thought she had to wear makeup 😅 (via schmittcrew/TT)

Do you know anyone that is looking for real estate advice❓

I'm always happy to help! 😀

If anyone comes to mind, please send them my way. 📲

We Believe Homeownership Is For Everyone

Shawn Potter, Realtor
(480) 878-9660
[email protected]
SA673698000
Homesmart Lifestyles
https://www.forsaleinaz.com

Tamara Potter, Realtor
(253) 254-3684
[email protected]
SA6988640000

🔄 Weekly home refresh! 🔄

We're halfway through the week which makes it a great time for a quick home refresh!

Whether you have kids at home or you're looking for an inspiring place to further your own education, an organized study station can help boost creativity and focus.

Swipe to get started! 👉

👀 What do mortgage lenders look for? 👀

1. Creditworthiness: including history and score 💯
2. Financials: including income and assets 💰
3. Ability to repay (debt-to-income ratio) 📊
4. Loan-to-value ratio 🏠

Getting pre-approved and pre-qualified for a mortgage should be your first step in the home-buying process. Home sellers want to know that a buyer is serious and well-qualified before reviewing an offer! A pre-qualification letter and proof of funds are usually required when submitting a purchase offer.

Before a lender will pre-qualify a borrower for a mortgage, they look at several factors, including the borrower's employment history, income and creditworthiness. Lenders are looking for a strong employment history, proof of income and a good credit score. Before applying for a mortgage, make sure to have the appropriate documents ready! 📁

With financial documents in hand, the mortgage lender will determine the borrower's debt-to-income (DTI) ratio. DTI ratio is the amount of monthly debt payments to monthly income. A DTI ratio will determine what kind of monthly payment the borrower can afford and how much they can borrow.

But mortgage lenders don’t stop there! Once a home is found and a purchase offer is accepted, the lender will order an appraisal of the property. This helps determine the loan-to-value ratio. A mortgage lender needs to verify that the property is worth the amount they are willing to lend. If an appraisal determines that the property is not worth the loan amount, the purchase contract may need to be renegotiated.

Ready to get started with purchasing your own home? Call or message to learn how to take the next step! 📲

Happy Labor Day! ☀️

Labor Day often marks the wind down of Summer, but before we say goodbye to the season, we get one last long weekend to celebrate! 🎉

How have you been spending your long weekend?

Share below! 👇

We Believe Homeownership Is For Everyone

Shawn Potter, Realtor
(480) 878-9660
[email protected]
SA673698000
Homesmart Lifestyles
https://www.forsaleinaz.com

Tamara Potter, Realtor
(253) 254-3684
[email protected]
SA6988640000

📣 Here's your friendly reminder that you don't need to put 20% down to purchase a home! 📣

MANY potential buyers put off purchasing a home of their own because of the idea that they need to have enough saved for a 20% down payment. In today's market, that is not the case. 💰

I'm here to tell you that there are MANY options for first-time home buyers that require little to no money down. 🙌

Mortgage rates are still historically low and thanks to the many loan options available, homeownership may be closer than you think. Don't let the idea that you need to put 20% down stop you from taking advantage of this market. 🏡

Let's discuss your options. Call or message me to talk more! 📲

We Believe Homeownership Is For Everyone

Shawn Potter, Realtor
(480) 878-9660
[email protected]
SA673698000
Homesmart Lifestyles
https://www.forsaleinaz.com

Tamara Potter, Realtor
(253) 254-3684
[email protected]
SA6988640000

📣 Attention sellers! Here are 5 ways to make your listing more attractive to potential buyers. 📣

With interest rates on the rise, you may be wondering if it is a good time to list your home. The market may be leveling but buyer demand is still high! 📈

A competitive selling strategy is key to making your listing as attractive as possible. As a real estate agent, I am keeping a keen eye on the fluctuating market so that I can offer the best advice and service to my clients! I will help you create a plan for prepping, staging and marketing your home in this market.

If you're ready to list or looking for advice on how to prepare your home for sale, call or message me! 📲

We Believe Homeownership Is For Everyone

Shawn Potter, Realtor
(480) 878-9660
[email protected]
SA673698000
Homesmart Lifestyles
https://www.forsaleinaz.com

Tamara Potter, Realtor
(253) 254-3684
[email protected]
SA6988640000

Great 4 bed 2 bath single level home in San Tan. Quiet neighborhood and this home has been taken care of. It's ready to meet its new family. Happy to show it anytime. 253-254-3684

Tamara Potter is a licensed Realtor with Homesmart Lifestyles.

3472 E COWBOY COVE TRL, San Tan Valley, AZ 85143 Come see this 4 bedroom 2 bath memory maker home in Rancho Bella Vista South. Nice park for kids and pickle ball courts & walking paths too. Spacious kitchen has counter top eating bar, space for your table and chairs, tons of cabinets and pantry, new Bosch energy star dishwasher, side by side fridg...

September has arrived and that means ☀️ Summer is winding down. With Fall just around the corner, this is the perfect time to make some end-of-season goals. Let's share the goals we want to accomplish ✔️ before the end of Summer.

What do you want to get done before Fall starts? Share your September goals below! 👇

We Believe Homeownership Is For Everyone

Shawn Potter, Realtor
(480) 878-9660
[email protected]
SA673698000
Homesmart Lifestyles
https://www.forsaleinaz.com

Tamara Potter, Realtor
(253) 254-3684
[email protected]
SA6988640000

Wondering which updates to make before listing? 🛠

Before you even pick up a paint brush, let's chat!

Based on your home's current condition and our local market trends, I can help you make a game plan for getting your home ready for market. 🏡

Call or message me if you're interested in discussing more! 📲

We Believe Homeownership Is For Everyone

Shawn Potter, Realtor
(480) 878-9660
[email protected]
SA673698000
Homesmart Lifestyles
https://www.forsaleinaz.com

Tamara Potter, Realtor
(253) 254-3684
[email protected]
SA6988640000