TCIS-The Complete Insurance Source

Is your coverage keeping pace with your life? Did you buy a house? Get married? Contact me to make sure your coverage is up to date.

A Lot Has Changed

Did you buy a new car? Travelers offers new car replacement coverage. Contact me to make sure your coverage is up to date.

A Lot Has Changed

Are you getting a great value for your coverage? Contact me to see if you qualify for potential discounts.

A Lot Has Changed

and so it begins...
take that antihistamine, y'all!

Has the pandemic changed your lifestyle and home insurance needs? Contact me to make sure your coverage is up to date.

A Lot Has Changed

In many states, Travelers now offers specialty coverages like Equipment Breakdown and Buried Utility Lines. Is your coverage up to date?

A Lot Has Changed

⚠️ A Quick PSA Before You Chase That “Lower” Insurance Quote ⚠️
Lately, we’ve reviewed several quotes from other agents that seemed too good to be true - and honestly, they were. If you're tempted by a lower premium, here are a few red flags we’re seeing over and over:
1️⃣ 6-Month Policies Disguised as 12-Month Equivalents
Some quotes look cheaper simply because they’re only for six months, not a full year. And in a recent case, the quote didn’t mention the policy term anywhere. Half the term isn’t a better deal.
2️⃣ Coverage Quietly Cut to Reduce the Premium
Lower deductibles, missing endorsements, and reduced liability limits can make a quote look attractive… until you have a claim and discover what’s missing. A cheaper price doesn’t help much if your protection is compromised.
3️⃣ Rates Shared Before Any Reports Are Pulled
If driving history, claims reports, or insurance scoring haven’t been run, that “great price” is only temporary. Once the reports are in, the premium often jumps - sometimes significantly.
🌿 The grass isn’t always greener.
What is better is having a consistent, trustworthy advocate who gives you the full picture every time.
As an independent agency, we have access to many carriers and many options. If you’re concerned about your rates, come to us first. We’re knowledgeable, transparent, and we will always recommend what’s genuinely best for you - not what simply looks cheapest on paper.
If you ever want us to review a quote for accuracy, we’re here. Your confidence and protection matter more than any number on a page. 💛

Knowing how to respond to a tire blowout can make all the difference to help keep your family safe. Follow these tips to learn more.

Tire Blowout Tips

Did you expand your outdoor living space? Contact me to make sure your coverage is up to date.

A Lot Has Changed

What is a deductible? Understanding auto insurance can be challenging, but as your agent, I'm here to help simplify it for you. A deductible is the amount you pay out of pocket before your insurance coverage kicks in - and choosing the right one can save you money!

What is a Deductible?