State Farm Insurance- Chris Jones

Counting down the days!

Love being part of a company that's part of a community. In under 24 hours we raised nearly 4k in buy supplies to take to an agent friend in Ashville who was hit hard by Hurricane Helen.

Supplies are on the way friends.

She’s 34, he’s 37. Three kids. Combined income $150,000. $450,000 left to pay on their home.

If one of them dies prematurely, the other gets 3x annual salary from a plan through work. (Some work plans can take up to 6 months to pay a benefit, not to mention little or no bereavement time to mourn)
This couple is very comfortable with this. “She can pay off the house,” he says with confidence.

And then what?

On $50,000, she raises 3 kids and still has to pay property tax, home and auto insurance (with teen drivers coming up), car payments, food, clothing, co-pays on medical and dental, gas, etc, etc. And the wild card is health insurance - what if her portion of the premiums goes up or she has to change jobs?

What do vacations and saving for college look like in this scenario? Definitely different.

And she still has 30 years to go until retirement. Probably more now.

This is National Life Insurance Awareness Month because of the very typical situation I described. Most of us get 1-3x our income at work, but financial experts recommend 10x.

Is it expensive? $20-$30 a month if you’re in good health can buy $250,000 or more from a company that has the assets to survive the next recession or even a depression (be wary of companies you’ve never heard of before who put your premiums into risky things to save you $5).

It probably won’t happen to you. But on the other hand, there are a half-million GoFundMe accounts for that very thing. More likely than dying young, your health will change rendering you higher risk or even ineligible when you’re in your 50s and these things weigh more heavily on your mind.

I love my kids above all else. I have private life insurance, It’s a good feeling. It’s my responsibility.

Life insurance is “I Fund Me.” Life insurance is love insurance.

Making your mark on the world involves safeguarding your legacy for the future. With life insurance, you can do just that. Let's ensure your legacy lives on. 💼🌟

📍1817 Broadway Everett, WA 98201
☎️

Interesting read…

Every company has taken pretty substantial rate increases, but it’s interesting to see how steady we have been since 2018

If I haven’t given you a quote in a while, feel free to shoot me a message here or text me and we’ll take a look to see what we can do for you. I don’t always win in the short run, but I’m confident run prevails.

Largest US private auto insurers boost rates by double digits in 2023 The 10 largest US private auto insurers nationwide saw calculated effective rate increases of greater than 10% in 2023, according to an S&P Global Market Intelligence analysis.

Our office will be closing early today in recognition of the Huskies going undefeated and taking the National Championship.

We would do the same if WSU made it as well for my die hard Cougar fans out there.

With summer well underway, it's time to decide what fun activity you want to do over the weekend! Would you rather go hiking or have a barbecue? Like this post if you want to go hiking and comment if you prefer having a barbecue!

What kind of pet do you prefer? Would you rather have a hamster, or goldfish? Like this post if you like hamsters and comment if you would prefer to have a goldfish!

What do you reach for when you need something refreshing to cool down with? Would you rather have watermelon or ice cream? Like this post if you want watermelon and comment if you prefer ice cream!

Do you have a goal you are striving for? Make time today to take steps to get closer to it, no matter how small. Every action we take gets us closer to success!