The Ritchie Agency

Have you ever considered how much life insurance you need? I’ve often used the DIME method with my clients.
- D = Debt you have outside of your home
- I = Income, I recommend using 5x your annual income for this method
- M = Mortgage, what is the balance to pay off your existing mortgage?
- E = Education for your children, college expenses. I typically recommend using $10,000 per child per semester.

If you would like more information about life insurance or a quote, please contact me at (580) 249-8356.

How Much Life Insurance Do I Need? Brief discussion on the amount of life insurance a person needs.

Messer-Bowers Insurance - Enid “There’s No Crying in Insurance!” United Way Chili Cookoff!

What is the #1 reason people/businesses shop insurance agencies?

I hate cold calling! But I also know it is a vital part of growing a new venture. So set a goal, make the calls & live with the consequences! Today, I made 20 calls, & not a single company was interested! But, more importantly I kept the promise I made to myself!

As a father, you want your children to pursue their passions. Ethan has done just that! As a freshman, he lettered in soccer earning him the opportunity to possibly become a four year letterer! Congratulations son!

Is a slow leaking water tank covered by your homeowners policy? You might be surprised by the answer

Tired of high health insurance premiums, & high deductibles? is now offering plans which can save you 40%-50% off your premiums with better coverage! Find out more here! HTTPS://revolt.health/Ritchie

If you are a in this might be something you’d be interested in. We are changing the industry by saving people 40%-50% on health care premiums! Go to https://revolt.health/Ritchie to get a quick quote on you & your family!

I've been asked numerous times about and if we offer it here. I am happy to announce that we now offer Travel Insurance. You must be a current customer to obtain it. For more information, please go to www.Farmers.com/travel-insurance. If you'd like to obtain a free quote on or , please call us! We'd love to help!

Do you use your personal vehicle for work? Here is a quick explanation of how your insurance needs to change with that.
https://youtu.be/nv9pkuQ9TIw

Business Use vs Personal Use; an auto insurance explanation Many people use their personal vehicle for their work. Does that mean they should have "Business Use" on their auto? Here is a simple explanation.