The Beach Life Group
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A team @ Compass Top Real Estate Team Serving All Of North County San Diego.
10/31/2025
How important is a neighbor to you? Would you pay an extra $10,000 to guarantee a “good neighbor?”
According to a survey from Anytime, the majority of Americans care deeply about who lives next door.
Commentary from Origin Point Mortgage lender👉 The bond market is still digesting yesterday’s hawkish Fed cut and the overnight U.S.–China trade truce. The Fed trimmed rates by 25 bps, but Fed Chairman Powell made it clear that a cut in December is not a sure thing. This pushed bonds higher as traders dialed back expectations for more Fed easing, which isn’t great for ARM rates. Adding to the mix, the Fed’s plan to reinvest runoff only into T-bills, left traders disappointed. Over the next two years, the market expects the supply of longer-term bonds (similar to mortgage backed securities) to increase by roughly $1 trillion. If the Fed is not a buyer and the market doesn’t have enough appetite to absorb that added supply, then bonds yields and therefore mortgage rates, will need to increase in order to attract buyers for that supply.
Then came the China trade deal news, and risk-on sentiment kicked in. Investors dumped some safe-haven Treasuries, pushing yields even higher, and in-turn pressuring mortgage rates higher as well.
Mortgage rates took a hit, but the selloff actually feels pretty contained given the hawkish tone from the Fed, changing supply/demand dynamics, and the U.S.–China trade news. With inflation still running around 3%, odds of a December Fed rate cut have slipped from about 98% pre-Fed meeting to roughly 75% today, which says a lot about how quickly sentiment shifted.
10/30/2025
Best price at ghe beach in Leucadia / $250,000 🏄♂️🏄♂️🏄♂️ 170 Diana St #29 Beach Bungalow in Leucadia Steps from Beacons Beach, this vintage-meets-modern studio is the ultimate laid-back Encinitas vibe. Light & Bright with a fresh kitchen, cozy living space, and surrounded by tropical landscaping—all tucked into one of the most coveted beachside spots. From your door, stroll to surf shops, coffee, wine bars, breweries, and the Leucadia Farmers Market. Perfect as a weekend surf shack, a full-time escape, or an easy investment. Land Lease -No property tax. No HOA.
Loren Sanders / Compass / DRE 01139038
10/29/2025
Compass National Market Insights 👀Declining Mortgage rates begin to impact year over year sales numbers: DM OCT to get a link to the report.
/ Loren Sanders / Compass / DRE 01139038
Fed cuts .25 pt. Stops Quantatative tightening.
10/28/2025
🍕 Two slices are better than one.
☕ Two shots of espresso are better than one.
💰 And two payouts are definitely better than one.
Sell your home with Cash+ — get paid upfront, then again when it sells on the open market. 💰💰💰💰 Loren Sanders / Compass / DRE 01139038
San Diego housing market snapshots the past 10 years. Home prices have doubled, the number home sales has declined 38%
10/24/2025
Same time last year, rates were at 6.92% btw…
Need to speak with a lender dm me and I’ll hook you up with a good one💰😎
10/24/2025
Open Saturday 12-3pm / 170 Diana St #29 Encinitas Ca 92024
Beach Bungalow in Leucadia Steps from Beacons Beach, this vintage-meets-modern studio is the ultimate laid-back Encinitas vibe. Updated with a fresh kitchen, cozy living space, and surrounded by tropical landscaping—all tucked into one of the most coveted beachside spots. From your door, stroll to surf shops, coffee, wine bars, breweries, and the Leucadia Farmers Market. Perfect as a weekend surf shack, a full-time escape, or an easy investment. Land Lease -No property tax.👉🏻👉🏻👉🏻👉🏻 $299,900
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Our Mission
We offer comprehensive real estate services designed to provide a clear value to those clients we serve. Buying or selling a home is a big deal with many moving parts and emotions involved in the process. We will show up prepared, tell you the truth, and work hard to get the results you deserve. So you can Find Your Place in the World.
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Address
682 S Coast Highway 101
Encinitas, CA
92024
Opening Hours
| Monday | 9am - 7pm |
| Tuesday | 9am - 5pm |
| Wednesday | 9am - 7pm |
| Thursday | 9am - 7pm |
| Friday | 9am - 5pm |
| Saturday | 9am - 5pm |
| Sunday | 9am - 7pm |