Lam Wong - Financial Advisor

Are your mutual funds creating an unexpected tax bill?

Many investors are surprised to learn they may owe taxes on mutual fund gains even when they haven't sold anything. Learn how mutual fund taxation works and why tax efficiency matters for long-term retirement planning.

Read the full article online:
https://conta.cc/3RtZZIf

May Newsletter: Are Your Mutual Funds Creating an Unexpected Tax Bill? Email from L.Wong Retirement Strategies Many investors pay taxes on mutual funds every year without realizing why. Learn how these hidden costs can affect long-term growth.   MONTHLY NEWSLETTER     CO

Inflation may not feel as dramatic as it did a few years ago — but retirees are still feeling the pressure where it matters most: groceries, healthcare, insurance, and energy costs.

This article highlights why protecting purchasing power remains one of the biggest retirement planning challenges today.

A good reminder that retirement planning isn’t just about growing assets — it’s about making income last.

3 Questions to Ask to See if Inflation is Quietly Draining Your Nest Egg The price of everything is rising, but that doesn't have to derail your retirement plans. Ask yourself these questions to make sure you are still on track.

Today’s guaranteed interest rates and guaranteed lifetime income annuities are at some of the most attractive levels we’ve seen in years. This article explores an important retirement reality: why many people still don’t feel at peace even after accumulating $5 million or more when retire The answer often isn’t about how much they have — it’s about the absence of guaranteed income. If interested to know more about these annuities, reach out today....

Rich but Restless: Why Your $5M Portfolio Isn’t Buying Retirement Confidence I took a deep dive into what actually builds retirement confidence. The answers had less to do with the amount saved than I expected.

Coming to LA for Yaoyao’s concerts again! Time flies, Yaoyao’s first years study comes to an end by tomorrow! Colburn is a great school, but I still prefer to have her live and study in New York! lol!

Many investors are looking for ways to grow assets while managing market risk. Accumulation-focused fixed indexed annuities may offer a valuable combination of tax-deferred growth potential and principal protection. This month’s newsletter explores how they can complement a long-term retirement strategy.

https://conta.cc/494MmF0

April Newsletter: Grow Savings with Protection in Today’s Market Email from L.Wong Retirement Strategies See how accumulation-focused FIAs can offer tax advantages, growth potential, and downside protection.   MONTHLY NEWSLETTER     CONTACT ME / 联系我 A Message from

Retirement planning doesn’t stand still—and neither should your strategy.

Several important retirement rules changed in 2026, and many people still haven’t adjusted their plans. From contribution limits to income strategies, small updates can make a big difference over time.

Have you reviewed your retirement plan this year?

Read more below.

4 Retirement Rules That Changed in 2026 That Every Saver Should Know These new rules could simplify your retirement.

New season, fresh perspective. Make sure your financial plan is aligned with your goals for the year ahead. Read how in my latest newsletter.

https://conta.cc/4dKNVet

March Newsletter: Spring Clean Your Finances 🌱 Email from L.Wong Retirement Strategies A simple mid-year check-in to keep your financial plan aligned.   MONTHLY NEWSLETTER     CONTACT ME / 联系我 A Message from Lam March 27, 2026 As we move into Marc

In our latest newsletter, we discuss how to navigate market volatility with confidence. Understanding that fluctuations are normal can help you stay focused on your long-term financial plan. Remember, volatility isn't the same as risk. A diversified portfolio and thoughtful income planning can provide stability during turbulent times. Let's explore how to turn uncertainty into opportunity!

https://conta.cc/4aDYmPk

🗞️February Newsletter: Market Volatility & Staying Disciplined in 2026 Email from L.Wong Retirement Strategies Markets may fluctuate, but your long-term strategy shouldn’t.   MONTHLY NEWSLETTER     CONTACT ME / 联系我 A Message from Lam Feb. 26, 2026 As we move further into

Looking to build stronger savings in 2026? Check out these 9 smart financial moves to boost your savings and strengthen your financial future!

9 Financial Moves To Boost Your Savings in 2026 There are plenty of ways to boost your savings this year. Here are nine financial moves to try right now.

A new year brings updated tax rules and fresh planning opportunities. Read my newest newsletter to learn what to know as 2026 begins.
https://conta.cc/4q0Sy6A

🗞️January Newsletter: 2026 Tax Overview Email from L.Wong Retirement Strategies A new year, updated tax rules, and smart planning strategies to keep you on track.   MONTHLY NEWSLETTER     CONTACT ME / 联系我 A Message from Lam Jan. 27, 2026 Ha