Rakesh Sharma DGP Financial LLC

Gen Xers are by far the most indebted group of Americans, in large part because they have some of the highest student loan balances.

Gen X is the most indebted generation in America. Their employers can fix that Student loan matching programs are on the books. Does your company have one?

In this week's Ask the Editor Q&A, Joy Taylor answers questions on available tax breaks for retirees with a side hustle.

Ask the Tax Editor, May 15: Deductions for Self-Employed Retirees In this week's Ask the Editor Q&A, Joy Taylor answers four questions on available tax breaks for retirees with a side hustle.

June is Annuity Awareness Month, a great time to rethink your retirement income strategy.

Retirement today can be active, fulfilling and longer than ever. A 65-year-old today could live 20 to 30 more years. That makes having a smart income strategy essential.

Retirement income solutions may help address goals such as:

• Cover essential expenses more predictably
• Worry less about outliving your savings
• Stay resilient through market shifts

Your retirement is unique. Your income strategy should be, too. Let's connect and build an income plan that fits your goals.

June is Annuity Awareness Month — and a great time to revisit the power of compounding.

Think it's too late for compounding to make a difference? Think again.

Compounding means your money earns returns not just on your original investment, but also on the growth you've already accumulated. Even if you're in your 50s or 60s, time can still work in your favor.

Many people at this stage can contribute more consistently than earlier in their careers. A shorter time horizon can still support meaningful progress when contributions stay steady and earnings are reinvested.

Compounding helps build wealth over time. Certain annuities may help support asset preservation and retirement income goals. Let's talk about how these fit into your retirement strategy.

*Investments are subject to market risk including possible loss of principal.

Noncitizens don't get the unlimited marital deduction. Learn how the QDOT bridges this gap to defer estate taxes and protect your family's legacy.

Married to a Noncitizen? Don't Let the IRS Become Your Biggest Beneficiary

Learn how to support adult children financially without sacrificing your retirement, savings, or long-term financial security.

How to Support Your Adult Kids Without Going Broke

Many Gen Xers worry they haven't saved enough, but experts say there is still time to strengthen retirement finances.

Why So Many Gen Xers Feel Financially Stuck — And What You Can Do About It

Looking for a little more certainty with your money?
Check out this guaranteed interest rate.
Contact me today!

This Annuity Awareness Month, let’s explore how annuities may help support your estate plan. Depending on the contract, annuities can:

• Provide retirement income during your lifetime
• Offer a death benefit to beneficiaries
• Potentially pass proceeds outside of probate

Estate planning is an on-going process. This month let’s review your strategy and make sure it reflects your current goals.

If you have $5 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.

Got $5 Million Saved? Here Are the Huge RMDs the IRS Makes You Take at 73, 75, 80 and 85