BankBeat

Is anything more dear to a community banker than the funds customers keep on deposit at the bank? Enter stablecoin, the cyber currency endorsed by the U.S. federal government in 2025.

Stablecoins are still coming for bank deposits, right? Is anything more dear to a community banker than the funds customers keep on deposit at the bank? Enter stablecoin, the cyber currency endorsed by the U.S. fede

Longtime state banking examiner Maxwell Zappia is using his expertise to help North American Banking Company expand its cannabis operations and broader payments system.

Former examiner leverages experience at North American Banking Company Longtime state banking examiner Max Zappia is using his expertise to help North American Banking Company expand its cannabis operations and broader payments sys

Changes in capital requirements for mortgages in portfolio and on servicing are very likely to come “in the not-too-distant future,” says Tim Roy, vice president of housing finance policy for the Independent Community Bankers of America.

Capital requirement changes likely for mortgages Changes in capital requirements for mortgages in portfolio and on servicing are very likely to come “in the not-too-distant future,” says Tim Roy, vice presiden

Amid a nationwide housing affordability pinch, lawmakers and regulators in Washington, D.C., are revising mortgage-related banking rules and housing policies—possibly encouraging community banks to return to the business of mortgage lending.

Reforms to spark community bank mortgage activity key to housing goals While they may score poorly on financial literacy tests, many Americans do have key events in their financial lives seared in memory. Maybe it was getting their

Although its usage is declining, checks remain an important part of the payments ecosystem for many community banks, said Mary J Williams and Blake Tolbird, AAP of United Bankers'​ Bank.

Operations insights offered at UBB event Although its usage is declining, checks remain an important part of the payments ecosystem for many community banks, said Mary Williams and Blake Tolbird of Uni

"Community banks that build the tools to manage this problem now will be in a stronger position regardless of what rates do next," said Jonathan Arad, founder and CEO of financial technology company Takara.

What the mortgage lock-in effect is costing community banks More than $4 trillion in U.S. mortgages carry rates below 4 percent, most originated between 2020 and 2022. Roughly 60 percent of borrowers are in loans well be

On April 23, Generations Community Bank opened its doors in Indianapolis, becoming Indiana’s first Minority Depository Institution. For Al London, the bank’s CEO, this was just the beginning.

Generations Community Bank puts relationships first On April 23, Generations Community Bank opened its doors in Indianapolis, becoming Indiana’s first Minority Depository Institution. For Al London, the bank’s CE

"Financial institutions that treat technology selection as a strategic decision, rather than a procurement convenience, will be better positioned for what comes next," said Kris Bishop, CEO of FIntegrate Technology.

Why financial institutions are rethinking the ‘all-in-one’ approach For years, the prevailing wisdom in financial technology procurement was simple: consolidate. Buy from your core provider, minimize the number of vendor relatio

The most-talked-about session at the Spring Seminar of the Bank Holding Company Association featured a couple of presenters who spoke about the new stablecoin being introduced by the Bank of North Dakota.

Payment methods — new and old — aren't getting any easier The most-talked-about session at the April 27-28 Spring Seminar of the Bank Holding Company Association featured a couple of presenters who spoke about the new

"From startups to businesses facing seasonal or slower paying customers, to established companies looking to grow—businesses today are increasingly facing cash flow challenges," said Steven Tomasello, president of Oxford Commercial Finance. hashtag

7 ways alternative lenders can help community banks reach more customers From startups to businesses facing seasonal or slower paying customers, to established companies looking to grow—businesses today are increasingly facing cash f