Coger Insurance Services

Happy holidays

Medicare Tip For Today

Chiropractic services
Medicare covers manipulation of the spine
by a chiropractor or other qualified provider if
medically necessary to correct a subluxation (when one
or more of the bones of your spine move out of position).
You pay 20% of the Medicare-approved amount. The
Part B deductible applies.

Note: Medicare doesn’t cover other services or tests
a chiropractor orders, including X-rays, massage
therapy, and acupuncture (except for low back pain).
If you think your chiropractor is billing for services that
Medicare doesn’t cover, call 1 800 633 - 4227 to report
the suspected Medicare fraud. TTY users can call
1 877 486 - 2048.

Source: Medicare & You 2022

Medicare Tip for Today

Colonoscopies: Medicare covers this test once every
120 months (or every 24 months if you’re high risk) or
48 months after a previous flexible sigmoidoscopy.
There’s no minimum age requirement. You pay nothing
for the test if your doctor or other qualified health care
provider accepts assignment.
Note: If your doctor finds and removes a polyp or
other tissue during the colonoscopy, you may pay 20%
of the Medicare-approved amount for your doctors’
services and a copayment in a hospital outpatient
setting. The Part B deductible doesn’t apply.

Source: Medicare and You 2022

Keep your brain young The older you get, the wiser you’ll be, if you tap the knowledge you’ve gained over the years. Still, memory slips are part of aging. These science-backed ideas can help you stay sharp

Tip For Today

Eyeglasses - If you have cataract surgery that implants an intraocular lens, Medicare covers one pair of eyeglasses with standard frames (or one set of contact lenses). You pay 20% of the Medicare-approved amount. The Part B deductible applies.

Note: Medicare will only pay for contact lenses or eyeglasses from a supplier enrolled in Medicare, no matter if you or your provider submits the claim.

Source - Medicare and You 2022

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Annual enrollment is here! From now through December 7, you can make changes to your Medicare plan. Explore our plans and find one that fits your needs. https://www.ibx.com/medicare

Democrats are urging President Biden to push for his Build Back Better plan on Capitol Hill. Seniors need dental, vision, and hearing coverage... and lower prescription drug prices. https://www.ncpssm.org/entitledtoknow/dems-should-unite-around-medicare-expansion-rx-drug-price-negotiation/