JM Homes

Some breathing room for buyers.....

From Frenzy to Breathing Room: Buyers Finally Have Time Again If you tried to buy a home a few years ago, you probably still remember the frenzy.

Home buyer search is picking up. Great time to list your home.

Online Home-Buying Search Terms Recently Hit 2-Year High Believe it or not, there are clear signs buyer interest is heating up again.

Despite what you may be hearing in the headlines, experts agree home prices are still projected to rise overall in 2025 – just at a slower pace than we’ve seen recently.

On average, forecasters say it’ll be about a 1.5-2% increase nationwide this year.

While some markets are seeing prices level off or dip slightly right now, a dramatic drop across the board isn’t expected. Prices may even be what some would argue as closer to flat by the end of this year.

But context matters, and what you should always keep in mind is, nationally, prices are up 55% compared to just 5 years ago. So, some slight declines don’t drastically change the game.

But every market is different. So, let’s talk about what prices are doing in our area and what that means for your plans.

It’s getting a bit easier to qualify for a mortgage right now.

The Mortgage Credit Availability Index is rising, meaning more people are able to secure financing for a home loan – even with lower credit scores or smaller down payments. In fact, it’s easier to get a loan now than it’s been in almost three years.

But we’re still well below where qualification levels were just a few years ago, so it’s not too easy. And because lending standards are still solidly in check, there’s no sign this will lead to risky loans or another crash.

Lenders are trying to boost activity in the housing market, and that gives you an opportunity. You may qualify today, even if you didn’t a few months ago. Talk to a lender to see what’s possible.

If you’re thinking about buying a home, but not sure if now’s the right time, here are three big reasons you may want to make your purchase this Summer.

Now that the market is starting to balance out, you’ll see more options, less pressure, and a better shot at negotiating price or repairs.

Sounds good, right? Want to talk more about what to expect if you move this season? DM me.

Tips on how best to have your home ready for showings

The Rooms That Matter Most When You Sell Now that buyers have more options for their move, you need to be a bit more intentional about making sure your house looks its best when you sell. 

Are you holding out for 3% mortgage rates? Here’s what you need to know.

Those rates were a rare response to a very specific moment in time – not the norm. That’s why experts say they’re not coming back. And, think about it: if rates do come down, what do you think everyone else is going to do?

That’s right – they’ll jump back in too. And more buyers = more competition for you.

So, if you’re ready and able to buy now, let’s talk about tools and resources that can help. Because trying to time the market to get a specific rate might be a missed opportunity.

Whether you’re planning to move soon or not, you want to be strategic about which home projects you take on. Because not all of them will be worth it.

Before you decide what upgrades to tackle, talk to an agent who knows what’s in demand in your area and where you’re most likely to recoup the costs.

Let’s connect so you know which projects are actually worthwhile.

In a recent poll from Gallup, real estate has once again been voted the best long-term investment. And it’s claimed that top spot for 12 straight years now.

That’s because homeownership is one of the top ways to build your wealth, even with home price growth moderating and ongoing economic uncertainty.

If you’ve been trying to decide if it makes sense to buy a home today, let’s connect and talk about the programs that can help you become a homeowner.

Real Estate Is Voted the Best Long-Term Investment 12 Years in a Row If you’ve been trying to decide if it makes sense to buy a home today, connect with an agent to talk about the programs that can help you become a homeowner.

Mortgage rates have been extra volatile lately. That may have you questioning if you want to move forward with your move right now with all the uncertainty.

But rather than trying to time the market, focus on what you can actually control.

You can’t control what rates are doing or when they’ll come down. But that doesn’t mean you’re powerless.

To get the best rate possible for today’s market, work on improving your credit score, being intentional with what loan type you choose, and considering what loan term gives you the lowest rate.

If you want to explore what’s possible, connect with a trusted lender.

It's peak homebuying season, and that could mean more competition for you.
If you’re ready for a home you’ll love, don’t just hope for the best. Work with an agent who can help you make a strong, smart offer that stands out. They know simple strategies to boost your chances based on what’s working for other buyers in your area.
What’s one thing you’d want to know before making an offer on a home?

House hunting just got a little easier.
You have more homes to choose from – and that’s a big change after years of really low inventory. And the best part? The number of homes that have just been put on the market is picking up, giving you additional fresh options and a better chance of finding a home that fits your needs.
Whether you’re buying your first home or thinking about a move, now’s a great time to kick off your search.
What features or neighborhoods are at the top of your wish list right now? DM me or drop a comment here.