Triangle Insurance Alliance

Every standard homeowners policy in the country excludes flood. Not most of them — all of them. Flood coverage comes through a separate policy, and it typically takes 30 days to take effect.

That 30-day wait is the part that catches people. Once a named storm is on the map, carriers stop writing new flood policies until it passes. If you wait for the forecast, you've already waited too long.

You also don't have to be near the coast. Inland flooding from heavy rain and overwhelmed drainage causes claims across the Triangle every year, including well outside mapped flood zones.

If you've never checked whether you have flood coverage, now is the quiet part of the season to do it.

Same driver. Same coverage. Nine different prices.
When you call a one-brand agent, they can quote you exactly one company. If that carrier's rate happens to be high for your ZIP code, your age, or your vehicle — that's the number you get. There's no second opinion.
We're independent. Nine A-rated companies compete for your business, and you see the results side by side. Rates for identical coverage can differ by hundreds of dollars a year between carriers, and there's no way to know where you stand until you look.
About ten minutes, and no obligation to switch.
Serving Durham, Raleigh, Cary, Chapel Hill and the surrounding Triangle.

Wishing you and your family a happy Independence Day!

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