Senior Elite Services LLC.

It’s always a blast to work with my large group of mischievous matured people 🙌❤️😜 especially when it comes to the coverall portion of the bingo game. It is just a blast to see her. What is at their edge of their seats. Look forward to next time.

Thanks to Senior Elite Services for sponsoring bingo!! It is always a good time!

🎄✨ Senior Elite Services’ ✨🎄
🎅🤶 2nd Annual Visit with Santa & Mrs. Claus 🤶🎅
🎉 FREE HOLIDAY FUN FOR THE WHOLE FAMILY! 🎉
📸 Capture adorable holiday photos with Santa & Mrs. Claus —
👶 Newborns
🧒 Kids
🐶 Dogs
🐱 Cats
✨ Everyone is welcome! ✨
☕🍪 Enjoy FREE hot chocolate & yummy cookies
(while supplies last)
🎁🎅 SPECIAL SANTA SURPRISE!
The first 100 guests will receive a festive gift from Santa after their visit!
📅 Saturday, December 13th
⏰ 10:00 AM – 1:00 PM
📍 2360 Fairview Blvd
📌 Across the street from O’Reilly Auto Parts & Hall’s Automotive
Fairview, TN 37062
📞 615-266-2603
🎄✨ We can’t wait to celebrate the season with you and your loved ones!
Come make magical memories with us! ❤️🎁📸

🎅 Santa Claus & Mrs. Claus are coming to Senior Elite Services in Fairview! 🤶
Bring the whole family for photos — newborns, kids, and even your dogs & cats are welcome!
☕ Enjoy complimentary hot chocolate and cookies (while supplies last).
🎁 The first 100 guests will receive a special gift from Santa after their visit!
📅 Save the Date: Saturday, December 13th
⏰ Time: 10:00 AM – 1:00 PM
📍 Location: 2360 Fairview Blvd, Fairview, TN 37062
📞 Phone: 615-266-2603
We can’t wait to celebrate the season with you! 🎄✨

📅 Medicare Season is here! The Annual Enrollment Period (AEP) runs from October 15 to December 7, and it’s your opportunity to review, compare, and adjust your Medicare coverage.

🎥 Watch our latest video, “Important Dates and Information Explained," to stay informed and confident during this AEP.

At Senior Elite Services, we’re here to guide you through every step — at no cost and with no obligation. Let us help you make the most of your Medicare options! Call us today at (615) 266-2603

🎆 Fireworks for a Cause! 🇺🇸

The American Legion is proudly set up at the front of Senior Elite Services with their annual Firework Tent – and it’s more than just a fireworks sale!

💥 90% of all proceeds go directly back into our local Fairview community, especially to programs that support our youth.
🎖️ The remaining 10% helps local veterans receiving treatment in nearby hospitals and facilities — offering much-needed support to their families.

📍 Stop by Senior Elite Services at 2360 Fairview Boulevard, Fairview, TN 37062 (right across from O’Reilly Auto Parts) and stock up on your fireworks before they’re gone!

Senior Elite Services is honored to host the American Legion and support this incredible cause. Let’s celebrate safely and give back while doing it!

🚨 Important Update for Cigna Members! 🚨

If you have Marketplace insurance, Medicare health plans, or Medicare Part D, great news—Kroger has rejoined the Cigna Pharmacy Network!

Additionally, many local independent pharmacies also accept Cigna, including:
✅ Goodlark Pharmacy
✅ East Hickman Pharmacy
✅ Dickson Apothecary
✅ Charlotte Hometown Pharmacy
✅ White Bluff Pharmacy
✅ Greenbrier Pharmacy
✅ Thomas Drug Store
…and more!

For any questions or assistance with your insurance needs, contact us at Senior Elite Services. We're here to help!

📍 Dickson Office: 764 Hwy 46 S, Dickson, TN 37055 (Across from Lowe’s, behind DMA South)
📍 Fairview Office: 2360 Fairview Blvd, Fairview, TN 37062 (Across the street from O’Reilly Auto Parts)

📞 Call us anytime at 615-266-2603

Indexed Universal Life (IUL): The Key to a Tax-Free Retirement
Planning for retirement isn’t just about saving—it’s about maximizing your income while minimizing taxes. One powerful tool that can help you achieve a tax-free retirement is Indexed Universal Life (IUL) insurance.

What is Indexed Universal Life (IUL)?
IUL is a type of permanent life insurance that provides both a death benefit and a cash value component that grows based on the performance of a stock market index (such as the S&P 500). Unlike direct stock market investments, your cash value is protected from market downturns, ensuring steady growth over time.

How Does IUL Provide Tax-Free Retirement Income?
1️⃣ Tax-Free Growth – The cash value inside your IUL policy grows tax-deferred, meaning you won’t pay taxes on its gains.
2️⃣ Tax-Free Withdrawals – You can access your cash value through policy loans, which are generally not subject to income tax.
3️⃣ No Contribution Limits – Unlike IRAs or 401(k)s, there are no IRS-imposed limits on how much you can contribute to your IUL.
4️⃣ Market Protection – IUL policies have a floor, meaning your money is safe even when the market declines.

Why Consider an IUL for Retirement?
✅ Diversify Your Retirement Strategy – An IUL adds tax-free income to your retirement plan alongside traditional accounts like 401(k)s and IRAs.

✅ Avoid Required Minimum Distributions (RMDs) – Unlike tax-deferred retirement accounts, IULs do not require mandatory withdrawals at a certain age.

✅ Leave a Legacy – The death benefit is paid out tax-free to your beneficiaries.

Is IUL Right for You?

If you’re looking for a safe, tax-efficient way to build wealth for retirement, an IUL may be the perfect solution. It provides growth potential, tax advantages, and financial security—all in one powerful product.

💡 Want to learn more about how IUL can secure your financial future? Contact Senior Elite Services LLC at 615-266-2603 or visit us in Fairview, TN, and Dickson, TN!

📍 Visit us at our locations:

✅ 2360 Fairview Blvd. Fairview, TN 37062 (Across the street from O'Reilly’s Auto Parts)
✅ 764 Hwy 46 South, Dickson, TN 37055 (Across the street from Lowe’s, behind DMA South)

📢 Share this post to help others stay informed!

**💡 Understanding Social Security: Key Facts You Should Know! 💡**

Are you eligible for Social Security benefits? Here are some important points to consider:

✅ You can start claiming Social Security benefits at age 62, but waiting until Full Retirement Age (66-67) or later can increase your monthly payout.
✅ Children may qualify for benefits if a parent receives Social Security due to retirement or disability.
✅ Stay-at-home spouses and divorced individuals (married for at least 10 years) may also be eligible for benefits based on their spouse’s work history.
✅ The average Social Security benefit for a retired worker in 2024 is around **$1,921 per month**.
✅ If you work while receiving benefits before Full Retirement Age, your earnings may temporarily reduce your payments.
✅ Social Security is taxed based on your total income, with up to **85% of benefits** potentially subject to federal taxes.
✅ The program is projected to provide full benefits until 2034, after which payments may be reduced to **79%** if no funding changes are made.

Planning for retirement? Make sure Social Security is just one part of your strategy! Visit [ssa.gov](https://www.ssa.gov) for more details.

📞 **Have questions?** Call **Senior Elite Services LLC** at **615-266-2603** for expert guidance and assistance!

📍 Visit us at our locations:
✅ **2360 Fairview Blvd. Fairview, TN 37062** (Across the street from O'Reilly’s Auto Parts)
✅ **764 Hwy 46 South, Dickson, TN 37055** (Across the street from Lowe’s, behind DMA South)

📢 Share this post to help others stay informed!

If you’re on Medicare in Tennessee, did you know there’s a program that can help reduce your out-of-pocket expenses? The Medicare Savings Program (MSP) is designed to assist eligible individuals by paying for certain Medicare costs like premiums, deductibles, and coinsurance.

What does it cover?
• Helps pay Medicare Part A & B premiums
• May reduce costs for prescriptions
• Covers deductibles and copayments

Who is eligible?
If you’re a Tennessee resident and meet income and resource limits, you may qualify. For 2025, the income limits are generally:
• $1,760/month for a single person
• $2,380/month for a couple

Eligibility also depends on your resources (savings, investments, etc.), and the program can save you hundreds of dollars a year!

How to apply?
You can apply online through the Tennessee Medicaid website, or visit your local Department of Human Services (DHS) office.

Or Visit or Call

Senior Elite Services in Fairview and Dickson, Tennessee can assist you with your application—at no additional cost! They’re here to guide you through the process and ensure you’re getting the benefits you deserve.
• Fairview Office:
Senior Elite Services
2360 Fairview Blvd
Fairview, TN 37062
Call: 615-266-2603
Across from O’Reillys auto parts

• Dickson Office:
Senior Elite Services
764 Hwy 46 South
Dickson, TN 37055
Call: 615-266-2603

Across the street from Lowe’s Home Improvement behind Dickson Medical Associates South towards the back of the parking lot

Don’t miss out on potential savings! If you think you may qualify or know someone who could benefit, now is the perfect time to apply.

Medicare Prescription Drug Plans: Extra Help in 2025 - Important Updates You Should Know

In 2025, the Extra Help program has undergone some important changes that could benefit many Medicare beneficiaries. The most notable change is the shift to a full subsidy for all eligible individuals starting January 1, 2024.

This means that if you qualify for Extra Help, you will receive 100% assistance with premiums, deductibles, and co-pays, significantly reducing your out-of-pocket costs.

Previously, some people received partial subsidies based on their income level (e.g., 25%, 50%, or 75%). Now, under the new rules, everyone who meets the eligibility criteria will be entitled to the full subsidy.

Additionally, the income limit for full subsidy eligibility has been raised from 135% of the Federal Poverty Level (FPL) to 150% of FPL, expanding the number of people who can benefit from the program.

For those applying in 2025, it's important to keep in mind that eligibility is determined by your income and resources, which have specific thresholds outlined by the Social Security Administration.

With these updates, the Extra Help program continues to make prescription medications more affordable for those in need.
Senior Elite Services LLC is here to help—at no cost to you!
If you need assistance navigating the Extra Help application process or have questions about eligibility, Senior Elite Services LLC is available to assist you—at no cost.
Our expert team can help ensure you get the support you deserve.

Important Note:
If you have received an application for this program in the mail and discarded it, don’t worry!
You can still come into our office, and we will be happy to help you apply.

Contact Information:

• Dickson Office:
Phone: (615) 266-2603
Address: 764 Hwy 46 S, Dickson, TN 37055 (Across the street from Lowe's, behind DMA South)

• Fairview Office:
Phone: (615) 266-2603
Address: 2360 Fairview Blvd, Fairview, TN 37062 (Across the street from O'Reilly's Auto Parts)

For more detailed information on eligibility and how to apply, check the official guide from SSA or reach out to Senior Elite

Services LLC for personalized assistance.
We're here to make the process easier for you!