Rob Sturms Home Loans

Fannie Mae and Freddie Mac increase the conforming loan limits to $832,750.00

Mortgage Broker Lakewood CO by Rob's Mortgage Loans Lakewood's #1 NMLS-Certified Mortgage Broker. 30+ Years of Mortgage Expertise. Access Multiple Lenders, 3% Down, and Close in 14 Business Days.

Mortgage interest rate news:
Per Freddie Mac:
Mortgage Rates Continue to Decrease
August 7, 2025
The 30-year fixed-rate mortgage dropped to its lowest level since April. The decline in rates increases prospective homebuyers’ purchasing power and Freddie Mac research shows that buyers can save thousands by getting quotes from a few different lenders.
July 31 to August 6, 2025, 6.63%.
The week change is -0.09 One year change is -0.016 4 week average 6.71%, 52- week average 6.68%
The survey is an average of actual applications from lenders across the country that are submitted to Freddie Mac from the previous Thursday through Wednesday and the results are released on the current Thursday at 12 p.m. ET. ** fees/points are not published... results vary from Lender to Lender and specific loans from various borrowers.
Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac’s economists and other researchers, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac’s business prospects or expected results. Although the authors attempt to provide reliable, useful information, they do not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2023 by Freddie Mac.

Mortgage Broker Lakewood CO by Rob's Mortgage Loans Lakewood's #1 NMLS-Certified Mortgage Broker. 30+ Years of Mortgage Expertise. Access Multiple Lenders, 3% Down, and Close in 14 Business Days.

There's Value in a Mortgage Pre-Approval Getting pre-approved gives you more credibility as a buyer, since a lender has certified that you are likely to qualify for a mortgage loan based on a preliminary assessment.

Here's how the 2025 housing market will — and won't — change

Rob's Mortgage Loans | Mortgage Broker Lakewood, CO - Call Now! | Mortgage Broker Near Me Lakewood's #1 NMLS-Certified Mortgage Broker. 30+ Years of Mortgage Expertise. Access Multiple Lenders, 3% Down, and Close in 14 Business Days.

Mortgage interest rate news:
Per Freddie Mac:
Mortgage Rates Continue to Drop
The 30-year fixed-rate mortgage decreased for the third consecutive week. The combination of mortgage rate declines, firm consumer income growth and a bullish stock market have increased homebuyer demand in recent weeks. While the outlook for the housing market is improving, the improvement is limited given that homebuyers continue to face stiff affordability headwinds.
The week change is -.09. One year change is -.35. 4 week average 6.74%, 52- week average 6.72%
The survey an average of actual applications from lenders across the country that are submitted to Freddie Mac from the previous Thursday through Wednesday and the results are released on the current Thursday at 12 p.m. ET. ** fees/points are not published... results vary from Lender to Lender and specific loans from various borrowers.
Opinions, estimates, forecasts, and other views contained in this document are those of Freddie Mac’s economists and other researchers, do not necessarily represent the views of Freddie Mac or its management, and should not be construed as indicating Freddie Mac’s business prospects or expected results. Although the authors attempt to provide reliable, useful information, they do not guarantee that the information or other content in this document is accurate, current or suitable for any particular purpose. All content is subject to change without notice. All content is provided on an “as is” basis, with no warranties of any kind whatsoever. Information from this document may be used with proper attribution. Alteration of this document or its content is strictly prohibited. ©2023 by Freddie Mac.

Rob's Mortgage Loans | Mortgage Broker Lakewood, CO - Call Now! | Mortgage Broker Near Me Lakewood's #1 NMLS-Certified Mortgage Broker. 30+ Years of Mortgage Expertise. Access Multiple Lenders, 3% Down, and Close in 14 Business Days.

Refinancing your mortgage may help you save money on your loan, but there are many factors to consider before moving forward. Visit My Home to take a closer look and decide if it's the right move for you. https://bit.ly/3XSl3aB

How long after a major career change should you wait to buy a home? Learn more NOW. https://www.fha.com/fha_article?id=3904