HighPass Asset Management

Are you confident your retirement portfolio matches your risk tolerance?

Many investors make costly mistakes with their asset allocation, like taking on too much risk or shifting strategies at the wrong time.

In this post, Ethan Braid, CFA, breaks down two major mistakes retirees can avoid to help keep their long-term plan on track.

Read more: https://highpassasset.com/asset-allocation-mistakes-you-can-avoid/

Your retirement portfolio should reflect both your goals and your comfort with risk. 📊

Our 30-year analysis compares multiple portfolio strategies — from 60/40 splits to more diversified mixes — and highlights the trade-offs between growth potential and downside protection.

Find your balance between opportunity and protection.

Read more: https://highpassasset.com/asset-allocation-for-retirees/

Have you considered how your portfolio might perform in a real recession?
Many investors today are taking on more risk than they realize — just like in 2000, before the market turned.

Now is the perfect time to reassess your risk tolerance and make sure your asset allocation matches your comfort level.

Read the full analysis by Ethan S. Braid, CFA:
🔗 https://highpassasset.com/asset-allocation-risks-you-need-to-know-now/

At age 60 with $2 million saved, what does your retirement income really look like?

Depending on whether you take a conservative, moderate, or aggressive approach, your annual income could range from $132K to $172K (including Social Security).

Discover which strategy fits your lifestyle: https://highpassasset.com/i-am-60-with-2-million-dollars-what-does-my-retirement-income-look-like/

Is $2 million enough for a comfortable retirement? 💭 The answer depends less on the number and more on your income needs vs. your budget.

See how to break it down step by step: https://highpassasset.com/is-2-million-enough-to-retire/

Mega-cap growth stocks have been leading the market, but history suggests the trend may not last forever. Small caps and value stocks could be ready to take the spotlight. 📊

Read the full insights here: https://highpassasset.com/the-party-in-mega-cap-growth-keeps-going/

Yield curve inversions have been a reliable recession signal historically. In our review of the last eight inversions, the average time from inversion to recession was roughly 17 months. An inversion signals elevated economic risk — not an immediate market collapse. Learn what this indicator could mean for your portfolio and how to prepare:

👉 https://highpassasset.com/yield-curve-inversion-average-time-to-recession/

Recessions and bear markets are a normal part of investing, but how you position your portfolio makes all the difference.

History shows that during long, secular bear markets, growth stocks tend to stumble while value stocks and dividends keep paying investors.

Now may be the right time to review your portfolio. Learn how dividends and value stocks can help you weather the next downturn:

👉 https://highpassasset.com/how-to-invest-in-a-recession-and-secular-bear-market-dividends-and-value-stocks/

Think your estate plan is complete because you have a trust? Think again. If it’s not funded, it won’t protect your family from probate. 💼📜

Learn the easiest way to check if your trust is actually funded—and how to fix it if it’s not.

👉 https://highpassasset.com/how-to-tell-if-your-trust-is-funded-fix-your-estate-plan/

Did you know? Up to 80% of the time, a trust isn't properly funded—meaning the assets don’t actually make it into the trust.

That mistake can leave your family stuck with court delays, legal fees, and probate hassles.

In our post on how to fund your trust, we walk you through:

✔️ How to list and organize your assets
✔️ Who to contact to update titles
✔️ What proper funding looks like when it’s done right

Take a few simple steps now to save your loved ones time, stress, and money later.

https://highpassasset.com/how-to-fund-your-trust-in-three-steps/

💰 How long will $1 million really last in retirement?

The answer isn’t as simple as it seems. Asset allocation, spending rate, investment performance, and your own behavior all play a crucial role in how long your money lasts. Learn what the numbers actually say—and how working with a fiduciary advisor can help you avoid running out too soon.

🔎 Explore real-life examples and smart retirement strategies:
https://highpassasset.com/how-long-does-1-million-last-in-retirement/

Is your financial advisor truly working in your best interest?

Not all advisors are fiduciaries—and that matters. Understanding the difference between a fiduciary, a stockbroker, and a dual registrant can protect your financial future.

👉 Learn how to tell who’s really on your side: https://highpassasset.com/is-my-financial-advisor-a-fiduciary-a-stockbroker-or-both/