RTD Benefits

Just a reminder about the new vision plan through Blue View Vision. You should have received a card in the mail back in January. If you did not, please contact benefits at X3021 to receive a new card. The main "in network" providers are: Target, JC Penney, Sears, Lens Crafters and Pearl Vision, however there are a myriad of independent doctors that are also in network. To get the most updated list you may click here: http://www.anthem.com/wps/portal/ahpmember?content_path=shared/noapplication/f0/s0/t0/pw_ad085979.htm&state=co&label=Blue%20View%20Vision%20Self-Service
Copy the link below to your browser to peruse the benefits offered in the plan:
https://thehub.rtd-denver.com/Admin/HR/Benefits/Documents/Blue%20View%20Vision%20Summary%20Plan%20Description.pdf

Blue View Vision Self-Service Blue View Vision Self-Service and Anthem.com Member Self-Service are separate. Each requires its own registration and login.

The Fundamentals of Financial Planning
(The Journey to Financial Success)

Do you have your ‘financial house’ in order? This class helps you overcome the financial ‘blind-spots’ that sabotage financial security. You will learn how to calculate your future retirement needs, and how to implement strategies to achieve your goals. The course material includes six financial keys which are critical for achieving financial success. The class comes complete with a 100 page workbook, filled with “hands-on” worksheets to help each individual personally apply this important financial planning material to their lives. Also included is information regarding wills, trusts, taxes, company benefits, insurance and everything else you need to create a holistic plan for you financial life.

Offered at District Shops Mezzanine, July 2nd and 9th from 2pm to 4pm. Contact E,T & D to enroll.

Have you rebalanced your 457(b) account lately? Great West makes it easy for you to set up an automatic rebalance on a quarterly, semi-annual or annual basis. Go to www.gwrs.com, click on "Rebalance my Investments" to set up this important function. The article below discusses the importance of rebalancing your investments. http://www.401khelpcenter.com/401k_education/401k_rebalancing.html

It is important to diversify your 457(b) portfolio between cash, bonds and equities (stocks). Often people put their retirement savings in "safe" investments like money markets, CDs, or guaranteed funds, however in the long term these investments more than likely will not keep up with inflation. The article below discusses asset allocation in 401(k) plans which are the non-governmental equivalent to a 457(b) plan.
http://www.401khelpcenter.com/allocation.html

401k Asset Allocation Made Simple - 401khelpcenter.com The allocation of your 401k assets doesn't have to be difficult.

Open Enrollment for Salaried Benefits will be here before you know it! Open Enrollment will run from Sunday October 20th through Saturday November 2nd. Remember, ALL salaried employees must complete open enrollment electronically through Oracle and submit a signed confirmation statement to benefits at Blk 11.

The RTD Voluntary 457(b) Plan is open to ALL employees, represented and salaried. While our pension and defined contribution plans are very generous, you may need more income in your retirement. Call benefits at 303-299-2361 or 303-299-3021 to get information on signing up today!

Did You Know:
The RTD Salaried Benefits Fair will be held at District Shops, in the maintenance classroom, on October 16, 2013 and again on October 20th in T&D at Blake? Be sure and put one of these dates on your calendar so you can come talk with the vendors providing services to employees through our benefit program.