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A 2024 outlook.. Happy Holidays and New Years!

The Housing Market in 2023: Resilience and Challenges - Fast Close Mortgage Introduction In 2023, the housing market experienced both highs and lows. One of the biggest concerns for home buyers was housing affordability. However, there were positive factors that contributed to the resilience of the market, including mortgage rates and inflation. One of the key factors that....

Why and when to choose HELOC vs Home Equity Loan?

Why and when to choose HELOC vs Home Equity Loan? - Fast Close Mortgage First Answer Certainly! Both Home Equity Lines of Credit (HELOCs) and Home Equity Loans are types of loans that allow homeowners to borrow against the equity in their homes. However, there are specific circumstances in which a HELOC might be considered less favorable compared to a Home Equity Loan.....

How soon can I borrow against my house?

How soon can I borrow against my house? - Fast Close Mortgage You can borrow against your house as soon as you purchase it by taking out a home equity loan, HELOC, or cash-out refinance [1]. However, specifically for a HELOC, it can be obtained 30-45 days after the purchase of a home, provided that you meet the necessary lender requirements [2]. These requirem...

How fast can you get a reverse mortgage?

How fast can you get a reverse mortgage? - Fast Close Mortgage According to the information from Bankrate [3], the speed at which you can get a reverse mortgage depends on factors such as the lender’s policies, the completeness of your application, and the time taken for necessary assessments. The typical steps involved in obtaining a reverse mortgage are as ...

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