Mike Gebhardt Front Range Real Estate

What Is Going on with Mortgage Rates?

You may have heard mortgage rates are going to stay a bit higher for longer than originally expected. And if you’re wondering why, the answer lies in the latest economic data.

Economic Factors That Impact Mortgage Rates

When it comes to mortgage rates, things like the job market, the pace of inflation, consumer spending, geopolitical uncertainty, and more all have an impact. Another factor at play is the Federal Reserve (the Fed) and its decisions on monetary policy. And that’s what you may be hearing a lot about right now.

Basically, long story short, inflation and its impact on the broader economy are going to be key moving forward. As Greg McBride, Chief Financial Analyst at Bankrate, says: “It’s the longer-term outlook for economic growth and inflation that have the greatest bearing on the level and direction of mortgage...



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What Is Going on with Mortgage Rates? You may have heard mortgage rates are going to stay a bit higher for longer than originally expected.

The Perks of Buying over Renting

Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place.

1. Home Values Typically Go Up Over Time

There’s been some confusion over the past year or so about which way home prices are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term, home prices almost always go up.

This is a big reason why buying a home can be better than renting. As prices go up and you pay down your mortgage, you build equity. Over time, this growing equity can really increase your net worth. The Urban Institute says: “Homeownership is critical for wealth building and financial stability.”

2. Rent Keeps Rising in the Long Run

Rent just keeps going up over the years. Sure, it...



Reach out to 303 681 7006 for any questions u have.

The Perks of Buying over Renting Thinking about buying a home?

Join us to learn how to purchase with a HECM

🎉🏠 Don’t Miss Out! Free Realtor CE Event in Glendale! 🏠🎉

Are you ready to broaden your horizons in real estate? Discover the incredible potential of reverse mortgages at our no-cost, 2-hour CE class with the fabulous Brady Mullen from American Liberty Mortgage!

Learn how your senior clients can purchase their dream home and say goodbye to monthly mortgage payments forever!

🗓 Date: Tuesday, May 7th
🕒 Time: 10:00 AM to 12:00 PM
📍 Location: First Integrity Title, Glendale Office, 501 S Cherry St - Suite 250, Glendale, CO 80246

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Nederland, Colorado Investment opportunity:

🌟 Explore a Prime Investment Opportunity in Nederland, Boulder County! 🌟

Who is looking to build a potential live/work/play/invest in Boulder County / Nederland? This sunny 1/3 acre thats full sun, fully buildable is ready for your vision and just steps from the bustling downtown.

🔑 Top Reasons to Check This Out:

Ready to Develop: Includes fully engineered and stamped drawings—start creating your dream space right away.

Versatile Living Options: Plans for a duplex, perfect for rental income or a personal retreat with stunning views. Or combine and have 2400 square feet of living space.

Affordable Construction: Land priced under $275K, with affordable construction costs.

🌄 Picture yourself here? 📸 Take a peek at the attached photos and let’s chat more! Drop a comment or DM me to dive deeper into this opportunity or to arrange a chat.

Mike 303 681 7006

Nederland Colorado Investment opportunity:

🌟 Explore a Prime Investment Opportunity in Nederland, Boulder County! 🌟
Who is looking to build a potential live/work/play/invest in Boulder County / Nederland? This sunny 1/3 acre thats full sun, fully buildable is ready for your vision and just steps from the bustling downtown.
🔑 Top Reasons to Check This Out:
Ready to Develop: Includes fully engineered and stamped drawings—start creating your dream space right away.
Versatile Living Options: Plans for a duplex, perfect for rental income or a personal retreat with stunning views. Or combine and have 2400 square feet of living space.
Affordable Construction: Land priced under $275K, with affordable construction costs.
🌄 Picture yourself here? 📸 Take a peek at the attached photos and let’s chat more! Drop a comment or DM me to dive deeper into this opportunity or to arrange a chat.

What More Listings Mean When You Sell Your House

The number of homes for sale is playing a big role in today’s housing market. And, if you’re considering whether or not to list your house, today’s limited supply is one of the biggest advantages you have right now. That’s because your house stands out more when the inventory is low, especially if it’s priced right.

But the supply of homes for sale is growing. As Realtor.com says: “. . . sellers turned out in higher numbers this March as newly listed homes were 15.5% above last year’s levels. This marked the fifth month of increasing listing activity after a 17-month streak of decline.”

What This Means for You

If you’ve been putting off selling your house, maybe it’s time to start thinking about it again – before your neighbors do. While we’re not going to suddenly have a surplus of homes for sale, each house that pops on...



Reach out to 303 681 7006 for any questions u have.

What More Listings Mean When You Sell Your House The number of homes for sale is playing a big role in today’s housing market.

Now’s a Great Time To Sell Your House

Thinking about selling your house? If you are, you might be weighing factors like today’s mortgage rates and your own changing needs to figure out your next move.

Here’s something else to consider. According to the latest Home Purchase Sentiment Index (HPSI) from Fannie Mae, the percent of respondents who say it’s a good time to sell is on the rise.

Why Are Sellers Feeling so Optimistic?

One reason why is because right now is traditionally the best time of year to sell a house.
These are the seasons when most people move. That means buyer demand grows. And because there still aren’t enough homes for sale to meet that demand, sellers see some serious perks. According to Rocket Mortgage: “Homes that are listed at the end of spring and the beginning of summer typically sell faster at a higher sales price.”

What Does This Mean...



Reach out to 303 681 7006 for any questions u have.

Now’s a Great Time To Sell Your House Thinking about selling your house?

Equity Can Make Your Move Possible When Affordability Is Tight [INFOGRAPHIC]

Did you know the equity you have in your current house can help make your move possible? Once you sell, you can use it for a larger down payment on your next home, so you’re borrowing less. Or, you may even have enough to be an all-cash buyer. The typical homeowner has $298,000 in equity. If you want to find out how much you have, let’s connect for a Professional Equity Assessment Report.



Reach out to 303 681 7006 for any questions u have.

Equity Can Make Your Move Possible When Affordability Is Tight [INFOGRAPHIC] Did you know the equity you have in your current house can help make your move possible?

Is a Multi-Generational Home Right for You?

Ever thought about living in the same house with your grandparents, parents, or other loved ones? You're not alone. A lot of people are choosing to buy multi-generational homes where everyone can live together. Let's check out why they think it’s a good idea to see if it might be a good fit for you, too.

Why People Are Choosing Multi-Generational Living

Sharing costs like the mortgage and utilities can make owning a home more affordable. This is especially helpful for first-time homebuyers who might find it challenging to buy a place on their own in today's market.

As Axios explains: “Financial concerns and caregiving needs are two of the major reasons people live with their parents (and parents’ parents).”

How an Agent Is Key in Finding the Right Home for You

Looking for the perfect multi-generational home is a bit trickier...



Reach out to 303 681 7006 for any questions u have.

Is a Multi-Generational Home Right for You? Ever thought about living in the same house with your grandparents, parents, or other loved ones?