Butler Insurance Services

Today I announced that Citizens Property Insurance will be instituting homeowners’ insurance premium decreases for three-quarters of Miami Dade, and statewide decreases averaging 5.6%. I also was pleased to announce significant reductions in auto insurance rates in Florida for companies like GEICO (10.5% decrease), State Farm (6% decrease) and Progressive (8.1% decrease).

For the last four years, inflation spurred by the Biden Administration, active hurricane seasons, and unchecked litigation in Florida made for an environment that caused turbulence in insurance markets and steep increases in premiums.

There are a lot of factors involved in insurance rates, and Florida’s property and auto markets are challenging—but in addition to the decreases I announced, data suggests that in 2024, Florida had the lowest average homeowners’ premium increases in the nation, and the overall market is trending in a positive direction—including the addition of 11 new companies into Florida’s market over the past two years.

Reviewing your Medicare plan during open enrollment (October 15 - December 7) can help ensure you get the right coverage at the best price. Here are some tips to guide you through the process:
1. Assess Your Current Healthcare Needs
Review your current Medicare plan to see how well it has met your healthcare needs over the past year.
Take note of any changes in your health, like new prescriptions or treatments, and consider whether your current plan still effectively covers them.

Medicare's Annual Enrollment Period started today. If you have questions or would like to compare your current plan to see if there's something better... call us 386-202-6898

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