The R&J Group
The R&J Group | Compass is a South Florida real estate team servicing both Broward and Palm Beach
04/02/2024
Nestled in the prestigious enclave of Gramercy Square, this elegant 3BR/2.5BA townhouse offers waterfront serenity & luxurious living. Engineered hardwood & tile floors & upgraded lighting compliment the tasteful design, while the new 2023 A/C unit & impact windows/doors ensure year-round comfort & security. Enjoy the picturesque lake view from the covered, paved patio or the spacious primary suite with sitting room, dual closets & 5 piece bath. The community also offers a heated pool, gym & tot-lot. With pet-friendly amenities and lake views, this home is a rare gem in Delray Beach, just 3 miles from downtown Delray Beach's "The Ave." Experience the epitome of refined living in this exclusive waterfront retreat zoned for Spanish River HS! HOA incld. roof, ext. ins., cable, internet, lawn.
IF YOU DO NOTHING ELSE, put a beneficiary on all of your financial accounts like checking savings CDs, Life Insurance, investments etc. You don't need a will for them to get to your money, just a death certificate. And make a list, preferably by hand instead of your computer, either give it to your trusted person, spouse or put it in your security box at the bank. If the person doesn't know you have a savings account or a CD at XYZ Bank, they can never go get the money. Make sure you have a trusted person that is a signer on the security box at the bank.
🗣 IMPORTANT information to get your affairs in order‼️
💰Make sure all bank accounts have direct beneficiaries. The beneficiary need only go to the bank with your death certificate and an ID of their own.
🏡 TOD = Transfer On Death deed if you own a home. Completing this document and filing it with your county saves your heirs THOUSANDS. This document allows you to transfer ownership of your home to your designee. All they need to do is take their ID and your death certificate to the county building and the deed is signed over. Doing this will avoid the home having to go through probate.
👨👩👧👦Living Will: Allows one to put in writing exactly what you want done in the event you cannot speak for yourself when it comes to healthcare decisions as well as other final decisions.
👩🏽⚖️Durable Power of Attorney: Allows one to designate a person to make legal decisions if you are no longer competent to do so.
🏥Power of Attorney for Healthcare: This document allows one to designate someone to make healthcare decisions for them.
🛍Last Will and Testament: Designates to whom personal belongings will go to, who the Administrator will be. But if you have a beneficiary on any of your financial accounts, that will override a will. For instance if you say I leave all of my possessions to my daughter Susie, but on your savings account the beneficiary is your best friend, then the money goes to your best friend
🪦Funeral Planning Declaration: Allows one to say exactly one’s wishes as far as disposition of the body and the services.
If the above documents are done, you can AVOID probate.
If all the above is not done, you have to open an estate account at the bank. All money that doesn’t have direct beneficiaries goes into this account. You have to have an attorney to open the estate account. The attorney also has to publicize your passing in the newspaper or post publication at the county courthouse, to allow anyone to make a claim on your property. - It’s a complete PAIN.
📚 💳Make a list of all banks and account numbers, all investment institutions with account numbers, lists of credit cards, utility accounts, etc. Leave clear instructions as to how and when these things are paid.
Make sure heirs know where life insurance policies are located. 📂
📝Make 100% sure SOMEONE knows your Apple ID, bank ID account logins and passwords!
🚗 Make sure you have titles for all vehicles, campers, etc!
Set up a TRUST for intended beneficiaries, especially those that are too young, and appoint a trustee of said trust.
MOST IMPORTANTLY!!!! - Talk with those closest to you and make all your wishes KNOWN. Talk to those whom you’ve designated, as well as those close to you whom you did not designate. - Do this to explain why your decisions were made and to avoid any lingering questions or hurt feelings.
⚡️Hope this helps! ⚡️Hope this lights a spark to encourage all your friends and family to take care of these things to make it easier for those we all leave behind!
My hope is that the above list at least helps you start an important conversation with your loved ones...
(REPOST-I DID) and it’s a very necessary conversation
***Varies Stare to State
12/10/2023
The hottest corner in Delray Beach: American Social, Polynesian eatery coming to downtown Delray's Atlantic Avenue has a growing cluster of hip bars and eateries at one intersection. Now two more buzzy concepts are coming.
10/24/2023
❕SOLD for a record breaking price! ❕🥳👏🏼
Thank you to my sweet clients for trusting to sell your home! Not only was it under contract in 24 hours, we set the record in the neighborhood yet again for the highest sales price to date!
📍 5119 Gramercy Square Drive, Delray Beach, FL
🛌 3 Bed | 2.5 Bath
💰 $515,000
04/05/2023
YOU'RE INVITED!
Please join us for sushi & sips at our Broker's Open on Tomorrow, Thursday, 4/6 from 12-3pm.
This STUNNING custom coastal property is a must see! True Delray Beach living!
Full Listing:
https://therandjgroup.com/properties/1209-nw-3rd-ave
Please contact Rayna at (954) 732-3955 with any questions (or just to say hello!)
Joju Frankel
Lunch catered by Shiitake Asian Bistro
THE WAIT IS OVER!
Your CUSTOM COASTAL paradise in Lake Ida (Downtown Delray Beach, FL) is live on the market and we can't wait for you to see it!
03/28/2023
Keep an eye out for this Lake Ida STUNNER Coming Soon!
This 2011 custom built RTG 4bed/3.5bath beauty is located in the heart of Lake Ida in downtown Delray Beach! 🏝️
Home Highlights:
-Split, open floor plan
-Impact windows and doors
-Thermador upgraded appliances
-Coffered and tray ceilings
-Hickory hardwood floors
-Dedicated office
-Heated saltwater pool
-Full house generator
-Summer Kitchen
-Cul-de-sac street
*Den can be converted into 5th bedroom
Contact us today for more information and be first in line for a private showing!
📱(954) 732-3955
📧 [email protected]
08/06/2022
We’ll see you at our Open House today from 1-3 PM! 🏡
Click here to claim your Sponsored Listing.
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Address
44 E Atlantic Ave
Delray Beach, FL
05/23/2022