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ATTENTION NEWLY WEDS!

**Tax Tips for Newlyweds**

Summer is a popular season for weddings—and newlyweds should take a few smart tax steps to avoid headaches when it’s time to file. A person’s marital status on **December 31** determines their tax filing status for the entire year, but that’s just the beginning. Here are key things couples should keep in mind:

# # # 1. **Update Your Name (If Applicable)**

If either spouse changes their name after marriage, it’s important to notify the **Social Security Administration (SSA)**. Your name on your tax return must match the SSA’s records to avoid delays with refunds. Use **Form SS-5, Application for a Social Security Card**, available at [SSA.gov](https://www.ssa.gov), by calling **800-772-1213**, or by visiting a local SSA office.

# # # 2. **Notify of Address Changes**

Update your address with:

* The **U.S. Postal Service**
* Your **employer**
* The **IRS**

To officially update your address with the IRS, file **Form 8822, Change of Address**. Instructions are on page 2 of the form.

# # # 3. **Adjust Your Withholding**

Newly married couples should submit an updated **Form W-4** to their employers within **10 days** of marriage. If both spouses work, your combined income may push you into a higher tax bracket or trigger the **Additional Medicare Tax**. Use the **[IRS Tax Withholding Estimator](https://www.irs.gov/individuals/tax-withholding-estimator)** to make sure you're withholding the right amount.

# # # 4. **Choose the Best Filing Status**

Married couples can file taxes either:

* **Jointly**, or
* **Separately**

Filing jointly typically offers more tax benefits, but it's a good idea to calculate both ways to see which is most advantageous.

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**Need More Help?**

* **IRS Topic 157** – How to change your address: [Click here](https://www.irs.gov/taxtopics/tc157)
* **Publication 505** – Tax Withholding and Estimated Tax: [View PDF](https://www.irs.gov/forms-pubs/about-publication-505)

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The United States Social Security Administration | SSA Official website of the U.S. Social Security Administration.