ISC Group, Inc.

The market is as unpredictable as the weather. We’re here to help you prepare.

Forecast The market is as unpredictable as the weather. We'd love to help you prepare.

Why save your bucket list for later? Find fulfillment and adventure by experiencing your bucket list items today.

A New Way to Look at Your Bucket List Bucket lists don’t have to be for tomorrow.

Being healthy may help your personal finances.

Putting a Price Tag On Your Health Being healthy not only makes you feel good, it may also help you financially.

You won’t believe what these taxpayers tried to get away with.

Tax Deductions You Won't Believe Here are some examples of deductions from the IRS that were permitted and some that were, uh, too creative.

There’s 5 phases to changing unhealthy behaviors. Here’s how to do it.

Changing Unhealthy Behaviors Five phases to changing unhealthy behaviors.

15-year vs. 30-year: know your refinancing options.

Lots of Variables with Fixed-Rate Mortgages When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan.

📢 Important Lesson from Aretha Franklin Estate Battle! 🎶

🔑 Key Points:
Aretha Franklin's estate battle highlights the importance of having a proper will.
A Michigan jury validated a 2014 handwritten will found under a couch cushion.
Everyone should have a will or trust to ensure their property goes where they want.
Without a will, state law determines the distribution of assets.
Handwritten wills, known as holographic wills, are valid in certain states like Michigan.

💡 What You Need to Know:
A will details your wishes for property and assets after death.
It appoints an executor and can name guardians for minor children.
Dying without a will means dying intestate, with state laws determining asset distribution.
Aretha Franklin had two handwritten wills found after her death from pancreatic cancer in 2018.
Her sons disagreed over which will govern the estate.

📜 Why Having a Will Matters:
The 2014 will gave different instructions regarding the main home's ownership and income sharing.
Handwritten wills must meet specific criteria to be valid.
More recent will usually take precedence.
DIY wills are risky and can lead to legal disputes.

🚫 Limitations of a Will:
Beneficiary designations on retirement accounts can supersede a will.
Joint tenancy ownership can override will instructions.

🔒 Protecting Privacy:
Estate plans can be kept private by using a trust instead of a will.
Trusts allow you to avoid probate court and keep details confidential.

Longtime Aretha Franklin estate battle shows the importance of having a proper will Aretha Franklin's sons disputed which of two handwritten wills governs the Queen of Soul's estate.

Looking for the latest tax bracket changes? Use this handy reference guide to save time.

What's My 2023 Tax Bracket? Check out this handy reference of updated ranges from the IRS in case your designated bracket has changed.

Business owners should consider a succession plan sooner rather than later.

Succeeding at Business Succession There are a number of reasons for business owners to consider a business succession plan sooner rather than later.

The IRS can tax up to 85% of Social Security benefits. It may be possible to manage the tax bill.

Social Security Taxes Estimate how much of your Social Security benefit may be considered taxable.

Valuation is important for business succession, estate taxes and even qualifying for a loan.

What is the Value of Your Business? Ascertaining the value of your business is important for a variety of reasons.

In Q2, the stock market continued its upward trend, driven by cooling inflation, a potential shift in monetary policy, and growing excitement around artificial intelligence (AI).

Quarterly Market Insights | Q2 2023 Stocks extended their rally in the second quarter, boosted by cooling inflation, the prospect of a shift in monetary policy, and enthusiasm over artificial intelligence.