Simple TPO

Working with real estate investors?

DSCR may be the right conversation to start.

With DSCR financing, eligible investment properties can qualify based on rental income relative to the monthly payment — not personal income calculation.

That means:

No W-2s.
No tax returns.
No personal income calculation.

This program may be a strong fit for investors purchasing or refinancing 1–4 unit investment properties, including rental portfolio builders, self-employed borrowers with complex tax returns, and investors looking to pull cash out of an existing rental property.

Have an investor scenario? Run it by your Account Executive.

Big news from the Simple TPO team.

Congratulations to Ken Appelt for being recognized as a Scotsman Guide Top Wholesale Account Executive.

This ranking highlights some of the highest-producing account executives in the TPO channel, backed by employer-documented volume and a verification process that makes the recognition meaningful across the mortgage industry.

For our partners, this is more than a ranking. It reflects what Ken brings to the table every day: experience, consistency, responsiveness, and a genuine commitment to helping partners grow.

We’re proud to have Ken representing Simple TPO and even prouder of the trust our partners continue to place in him.

Congratulations, Ken — well deserved.

Big enough to execute. Small enough to care.

Need a second look on a loan decision?

At Simple TPO, every partner can request an escalation.

You don’t need to be a top producer.
You don’t need a certain number of points.
You don’t need special approval to ask.

Escalations are available anytime, to anyone, through the Simple Portal.

That’s what partnership should look like.

This weekend we remember.

Wishing you and yours a safe and meaningful Memorial Day.

Thank you to all who have served. 🇺🇸

FHA is familiar territory. But ex*****on still matters.

When you’re working an FHA scenario, the basics can be easy to overlook:

Credit flexibility,
Down payment strategy,
DTI opportunity,
Borrower fit,
and how the pricing actually compares.

That’s why it’s worth running the FHA loan through the Simple Portal before making assumptions.

A familiar product can still create a fresh opportunity, especially when you have the right TPO partner behind it.

Price your next FHA scenario with Simple TPO.

Big enough to execute. Small enough to care.

As Memorial Day approaches, VA lending naturally becomes part of the conversation — and for us, it’s also a reminder of why this product matters.

At Simple TPO, we know VA loans are more than just another loan option. They help create a path to homeownership for those who have served, and they deserve to be handled with care, urgency, and expertise.

That’s where we come in.

We make VA lending easier for our partners with responsive service, clear communication, and a team that understands how to keep loans moving.

Because serving those who served starts with doing the work well.

With Fannie Mae HomeStyle® Renovation, eligible borrowers can finance home improvements—like adding a pool—into one convenient renovation loan.

That means your clients may be able to turn the backyard they have into the summer space they actually want.

Have a client dreaming bigger this season? Let’s talk HomeStyle.

April’s Top AE for Customer Service is… Tatiana Mihaescu! 🎉

Tatiana continues to show what partner-first service looks like: responsive, helpful, knowledgeable, and committed to making every interaction count.

One of our partners recently shared:

“Tatiana is amazing. She was extremely helpful and is the reason I will bring as much as I can to her!”

That kind of trust is earned, and Tatiana earns it by showing up with care, consistency, and follow-through.

Congratulations, Tatiana! We’re lucky to have you representing Simple TPO.

The Simple TPO Doctor Loan is here.

Designed for eligible medical professionals, this portfolio program offers high-LTV financing, flexible income qualification, and no mortgage insurance.

Available for qualifying doctors, dentists, pharmacists, CRNAs, residents, fellows, interns, and more.

Contact your Simple TPO Account Executive for details.

Simple TPO
big enough to execute. small enough to care.

At Simple TPO, we believe consistency, partnership, and follow-through matter.

Ken Appelt was named Top Account Executive for April 2026, and we appreciate the steady, reliable support he brings to our partners every day.

Great work, Ken!