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I found some old (8/1/10) pricing information from the Texas Risk Pool before the Affordable Care Act (ACA) started. The Texas Risk Pool was for people who couldn’t get insurance due to medical conditions. For example, someone in the middle of cancer treatment who lost their insurance could join the Risk Pool. This saw this many times.

The ACA was supposed to help people who couldn’t get insurance. However, many states already had risk pools, though the prices were considered very high.

Here are some details comparing the old Risk Pool plans with current ACA exchange plans in my area:

• Old Risk Pool Plans (2010, PPO with low copays):
• 55-year-old male
• $1,000 deductible, $20 copays, PPO: $1,310 per month
• $5,000 deductible, PPO: $724 per month
• Current ACA Exchange Plans (2023, only HMOs available):
• 55-year-old male
• Lowest cost: $7,400 deductible, no copays: $587.55 per month
• Most expensive: $6,000 deductible, $30-$45 copays: $1,195.99 per month

For context, PPO plans in the small business group market generally cost about 40% more than HMO plans.

Are you in need of health insurance for you and/or your family? Now is the time to get covered for 2023! There have been some updates to subsidies and the "family glitch" making it more affordable & easier to get coverage. Reach out to us via email, [email protected] or DM us, to learn more about your options. Or review yourself using the link below.
https://tinyurl.com/4fthrmt3

Are you new to Medicare? Or do you currently have a plan and want to know your 2023 options? It is the Annual Enrollment Period: October 15th-December 7th. You have the chance to review your current plan and/or enroll in a new plan. Reach out for assistance.
[email protected] or send a DM

Are you new to Medicare? Or do you currently have a plan and want to know your 2023 options? It is the Annual Election Period: October 15th-December 7th. You have the chance to review your current plan and/or enroll in a new plan. Reach out for assistance.
[email protected] or send a DM

Are you a B2B professional in north DFW looking to meet & network with other growth minded B2B professionals? Join us at Stix Icehouse McKinney for Mid Market Professionals (MMP) Collin County starting at 3pm!

RSVP in the link below! Look forward to seeing you there

https://www.eventbrite.com/e/mmp-collin-county-tickets-401464199227

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