OneStop Financial

🚨APPLICATIONS FOR THE STUDENT LOAN DEBT RELIEF PROGRAM ARE BEING ACCEPTED NOW🚨

Who Qualifies?

✅ Individuals who made less than $125,000 in 2021 or 2020
✅ Families that made less than $250,000 in 2021 or 2020

Which Loans Are Eligible?

The following types of federal student loans disbursed (when you received your loan funds) on or before June 30, 2022, are eligible for relief:

✍🏾William D. Ford Federal Direct Loan (Direct Loan) Program loans

✍🏾 Federal Family Education Loan (FFEL) Program loans held by ED or in default at a guaranty agency

✍🏾 Federal Perkins Loan Program loans held by ED

✍🏾 Defaulted loans (includes ED-held or commercially serviced Subsidized Stafford, Unsubsidized Stafford, parent PLUS, graduate PLUS; and Perkins loans held by ED)

This means that subsidized loans, unsubsidized loans, parent PLUS loans, and graduate PLUS loans held by ED are eligible.

The debt relief applies ONLY to loan balances you had BEFORE June 30, 2022.
(source: studentaid.gov)

🗣️ Apply Here‼️
https://studentaid.gov/debt-relief/application?fbclid=IwAR3smx7mdcVi66rlt7aW5xHc2cWGyHPynFLJf6c7_0LdEk19Ra_LOof7pv0

It’s all about priorities. You pay more for a pair of shoes or the latest video game system so why not invest in something that helps in the long run? Don’t worry, I’ll wait.

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That is not the work of the Lord nor His plans for your life! Act like you know!!

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🚨 The next “Hey Big Head” message you receive could be from a debt collector. 🚨

🗣 THIS IS NOT A DRILL‼️

The Consumer Financial Protection Bureau has issued a final rule that essentially updates the rules outlined in the Fair Debt Collection Practices Act, which prohibited debt collectors from using harassing, abusive or unfair practices. The law, which was passed in 1977, is silent on collection agencies' use of e-communications because they simply didn't exist then. The updated ruling is that collection agencies can interact with consumers across all forms of electronic communications.

Be careful out there!! 🥴

Credit Repair | OneStop Financial | United States OneStop Financial assists Texas residents with credit repair, credit restoration, and support services for student loans.

At all! 😂

💭Let’s say you had an unpaid balance with Verizon. (I know they’re high 🤪) After so long, they sold your debt to a collection agency. After their many failed attempts to collect, they resold it to another collection agency.

🗣 Both collection agencies should NOT be attempting to collect that same debt and they should NOT be reporting it on your credit report.

Helpful Tip: If you see on your report that there are two collection agencies attempting to collect the same debt, request a debt validation from BOTH companies. If they cannot validate the debt, it must be DELETED! ❌

Make sure you like/follow OneStop Financial
IG/Twitter:
www.trustonestop.com

🔥 up the grill.
Enjoy the ☀️.
Catch up on your favorite 📺 shows.
Lounge around. 🛋
Relax.
You deserve it. 💪🏾

Even if the debt is yours, NEVER admit that to the debt collector. It’s best to just tell them to send you everything in writing and then hang up. It’s your right.

A few things to remember:

📌 𝐖𝐞 𝐚𝐥𝐥 𝐡𝐚𝐯𝐞 𝐭𝐡𝐞 𝐬𝐚𝐦𝐞 𝟐𝟒 𝐡𝐨𝐮𝐫𝐬 𝐢𝐧 𝐚 𝐝𝐚𝐲.
📌 𝐃𝐨𝐧’𝐭 𝐣𝐮𝐬𝐭 𝐛𝐞 𝐛𝐮𝐬𝐲, 𝐛𝐞 𝐩𝐫𝐨𝐝𝐮𝐜𝐭𝐢𝐯𝐞.
📌 𝐃𝐨𝐧’𝐭 𝐥𝐞𝐭 𝐲𝐨𝐮𝐫 𝐟𝐨𝐨𝐝 𝐠𝐞𝐭 𝐜𝐨𝐥𝐝 𝐰𝐚𝐭𝐜𝐡𝐢𝐧𝐠 𝐬𝐨𝐦𝐞𝐨𝐧𝐞 𝐞𝐥𝐬𝐞 𝐞𝐚𝐭 𝐭𝐡𝐞𝐢𝐫𝐬.

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🗣Credit Card users — give your score a boost!

🗣 You can come back from anything‼️

I set a goal to help 25 single mamas start their credit restoration journey this month at a low price!

If your credit begins with 3, 4, 5, or 6, visit www.trustonestop.com and get 34% off your enrollment using the code BDAY34
(Limited Time Only)

Ask. Seek. Knock.

(If this doesn’t apply to you, share with others!)

Credit Repair | OneStop Financial | United States OneStop Financial assists Texas residents with credit repair, credit restoration, and support services for student loans.