BBinsured

HOA Insurance in Texas Is Changing — What Your Board Needs to Know

HOA insurance across Dallas, North Texas, and Houston is becoming more complex — with higher deductibles, layered coverage structures, rising replacement costs, and increased board responsibility.

If you serve on an HOA board or own property in a Texas community association, understanding your insurance structure is no longer optional — it’s essential to protecting your community’s financial health.

We’ve published a new educational blog that breaks down:
• Total Maximum Probable Loss (TMPL)
• Deductible buy-down programs
• Insurance towers (layered coverage)
• Captive programs
• Self-insured layers and higher retention
• What today’s market means for Texas HOAs

👉 Read the full guide here:
https://bbinsured.com/f/hoa-insurance-in-texas-is-changing-hoa-insurance-help

Thank you for your support and making our agency, your agency. Your support has allowed us to specialize in insurance for middle market commercial accounts, high-net-worth individuals and family offices. We could not do it without you. Visit us at bbinsured.com

The idea of a flying car is almost as old as the automobile itself, and has remained a promise unfulfilled, but next year one really does look likely to soar above American skies.
Meet the Klein Vision AirCar, which hails from Slovakia, where its inventor Stefan Klein says he was inspired by the science fiction stories of Jules Verne.

The idea of a flying car is almost as old as the automobile itself, and has remained a promise unfulfilled, but next year one really does look likely to soar above American skies.

Meet the Klein Vision AirCar, which hails from Slovakia, where its inventor Stefan Klein says he was inspired by the science fiction stories of Jules Verne.

www.chubb.com

Not everyday you see a Ford GT get parked inside your house. Sweet ride for a great client.

Not everyday we get to see a Ford GT40 roll into its new home 🏎️🏎️🏎️ #morganfarrowinteriors #interiordesign #cargallery #ford #carcollection #luxurylifestyle #luxurycars #racecar #lemans #luxuryhomes #dallas #texas #dallasluxuryhomes #dallasluxuryrealestate #customhomes #dallasinteriordesign

Brown & Brown Introduces an Exclusive Program for Law Firms

Brown & Brown Introduces an Exclusive Program for Law Firms With The Hanover Insurance Group QUINCY, MA / ACCESSWIRE / October 29, 2024 / Brown & Brown's Quincy office is pleased to announce that it has partnered with The Hanover Insurance Group as the exclusive distribution partner for law firms domiciled in Connecticut, Maine, Massachusetts, ...

Eligible homeowner policyholders have the option to enroll in Chubb Wildfire Defense Services, which can automatically deploy fire management professionals to help protect your home and avoid out-of-pocket expenses in the event of a wildfire. This is a comprehensive service to help monitor, alert, and protect your home before, during, and after a wildfire.

You may be missing out on FREE Wildfire Defense Services! Did you know that Chubb offers services that have saved tens of millions of dollars of our clients' property and can help protect your home and property from a threatening wildfire?

Replace your furnace filter in accordance with manufacturer’s instructions. Learn More:

Fall Home Maintenance Tips – Furnace Filter

Clean the clothes dryer exhaust duct and space under and behind the dryer. Learn More:

Fall Home Maintenance Tips – Clothes Dryers

Is your coverage keeping pace with your life? Did you buy a house? Get married? Contact me to make sure your coverage is up to date.

A Lot Has Changed