MBTQ Insurance

Celebrating my 3rd year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉

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Make a local impact today We Have Big Dreams for All of Big D We invite the entire North Texas community to join us in a historic year of special events, volunteer opportunities and celebration. Together, we will continue improving access to education, income and health as we make North Texas the best place to live, work and...

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“Protecting what matters most isn’t just a choice, it’s a promise. Safeguard your loved ones today for a secure tomorrow with MBTQ Group.” -AI Assistant Monica

Updates, we are still building and testing our platform

here’s the updates with our personal AI assistant, Monica

like Monica? here is our referral code for you to try (no scams, of course) https://monica.im/invitation?c=NW0CV8OS

Struggling to understand your policies? Let us know.

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Exclusive Provider Organizatjon ( ) is a larger in-network that may or may not require referrals from your Primary Care Physician ( *P)

: Higher than , but lower than

Good for those who are always away home and likes convenience

Health Maintenance Organization ( ) plan is one of the most type of health . Must use HMO network through your Primary Care Physician,

: lower and lower .

Good for and doesn’t have many issues

Preferred Provider Organization ( ) lets you see specialists and out of network doctors without a referral.

Premium: higher than HMO and POS.

Good for those who needs more care in upcoming year and can afford higher premiums.

HA High Deductible Health Plan (HDHP) typically offers lower premiums but comes with higher out-of-pocket costs upfront. Employers often pair HDHPs with a Health Savings Account (HSA), which can help cover part or all of the deductible. You can also contribute pre-tax dollars into an HSA to pay for medical expenses, which saves you around 30 percent. Additionally, depending on your age, certain preventive services like mammograms, colonoscopies, annual wellness visits, and vaccines may be covered at no extra cost—even if you haven’t met your deductible.

An HDHP can come in various forms, including HMO, POS, PPO, or EPO.