LB Health Insurance Solutions

High-deductible health plans can help lower your monthly premium. But they can also mean higher out-of-pocket costs when an accident happens. A trip to the ER, a broken bone, or follow-up care can add up quickly before your health plan kicks in.

That’s where accident insurance comes in. 💙 It pays cash benefits directly to you, which can be used for medical bills or everyday expenses while you recover.

It’s a simple, surprisingly affordable way to add an extra layer of financial protection. I have one myself, because you never know when an accident can happen!

I sit on my couch with a cup of coffee on this beautiful Sunday morning, reminded of how blessed I am to live in a country with so much freedom. I also remember that our freedom came at a price.

Below is one of my favorite pictures — one I’ve shared many times. This gentleman was visiting a Vietnam War Memorial, stopping to say a few words to his “buddy” who never made it home. I watched him for a while before getting up from my park bench to speak with him. I walked away changed.

As you celebrate this weekend, take a moment to pause and remember the men and women who sacrificed their lives so we could live ours fully.

Happy Monday! ☕️

I looked up and somehow it was already after 3:00… definitely time for a little extra caffeine this afternoon. 😅

If your health insurance options have you feeling the same way and you need a little extra help, give us a call — we’re here to help make benefits simple!

Why Life Insurance Is Essential If You’re Self-Employed

www.lb-ins.com

A little “goodbye” and a little “hello” at LB Insurance!

Over the past several years, Cindy Davis has been an incredible part of LB Insurance. She has helped keep things running smoothly, taken great care of our clients, and been such a wonderful support to me personally and professionally. While I’m sad to see her step away, I’m so excited for her as she enters a new season of life.

And in true Cindy fashion… she didn’t leave me hanging! 😊 She introduced me to Allie, who will be stepping into the assistant role moving forward.

Welcome to the team, Allie Bywaters! I’m excited for clients to get to know you and grateful to have you join the team.

Please join me in thanking Cindy for all she’s done and welcoming Allie aboard!

We hope today is wonderful celebrating you and enjoying or remembering your own mothers. Happy Mother's Day!! 💕💐💕.

Buck and I wish you a Happy Cinco De Mayo!

If your ACA plan is starting to feel unaffordable, you’re not alone.

But before you cancel your coverage, take a step back. Dropping your plan without exploring your options could leave you uninsured when you need care the most and may limit when you can enroll again.

The good news? You may have more options than you think:
✔ You could qualify for increased subsidies
✔ You may be eligible for a Special Enrollment Period
✔ There may be more affordable plans available
✔ And there are alternative options

In many cases, a simple review of your situation can lead to meaningful savings.

📞 Before you cancel your plan, let’s talk. A quick conversation could save you money and stress. To schedule a review, click on this link: https://www.lb-ins.com/contact