Jake Claver

As an educational framework, settlement assets that provide liquidity during market stress can experience rapid price discovery when demand spikes suddenly. The key mechanism is how available supply, market depth, and institutional positioning affect liquidity during correlated selloffs. Which assets are positioned to handle that demand at scale?

ONLY TWO TRULY DEFLATIONARY ASSETS EXIST.

XRP and uranium. That's the list. Every transaction burns a small amount of XRP forever, the origin account is black-holed, and there will never be more than what was minted on day one. Most people don't realize the supply is shrinking every single second.

What's your take on hard-capped supply?

Available XRP trading supply may be far lower than total supply figures suggest, especially with large amounts removed from exchanges and additional sell pressure reduced by tax considerations. The key framework is that sustained settlement volume creates structural daily demand, but long-term price stability at higher levels depends on whether real-world XRPL adoption reaches meaningful scale. To learn more, watch now.

Bitcoin isn't going up because the world finally understands it.

It's going up because Tether keeps printing. Every Tether mint correlates with a Bitcoin price increase. It's the liquidity backbone for BTC, and the day that liquidity freezes is the day the chart breaks. If you can't explain who's buying at these prices, this is your answer.

What do you actually think is propping up BTC?

Yes. A living trust does not replace a will. A pour-over will moves anything not already titled in the trust into the trust at death. Assets bought after the trust was established and never retitled, gold, silver, property, family heirlooms, all get pulled in through the pour-over will. Without it, those assets go through probate. With it, they flow into the trust and pass to the beneficiaries the way you intended.

Two skills. Opposite directions.

The game that grows wealth is the same one that destroys it once you have it. Concentration and a few aggressive bets gets you from nothing to something. The moment that bet pays off, the new job is the opposite, spread the chips across uncorrelated asymmetric plays and stop rolling the dice.

Most people who lose it all lost it by playing the growth game one round too long.

What's your take?

Paying off a 3% mortgage is the most expensive 'safe' move you can make.

If your 30-year fixed is locked at 3% or less and Treasuries are paying 5%, you're literally being paid to keep the debt. Put the cash to work somewhere it earns more than it costs. The only reason to pay it off anyway is if the debt genuinely stresses you out. That's a real reason. But math is math.

What would you do?

If the proposed 20% supply cap under the Clarity Act were enforced, Ripple could potentially comply through structured institutional distributions tied to existing escrow arrangements and long-standing counterparties. The bigger question is how much institutional infrastructure may already be positioned behind the scenes before any public rollout occurs?