Homestead Financial Mortgage - Dallas

Tax season may look a little different for homeowners this year. Several 2025-2026 updates could impact how much you’re able to deduct. From the increase in the SALT deduction cap to changes involving mortgage interest, PMI deductions, and the expiration of certain energy tax credits, understanding these updates could help you plan ahead and potentially save on your next return.

⬇️ Check out our recent blog to learn more ⬇️

New 2025–2026 Tax Law Changes Every Homeowner Should Know - Homestead Financial Mortgage One of the key tax benefits of homeownership is the mortgage interest deduction. When you make your monthly mortgage payment, part of it goes toward interest charged by your lender. If you itemize deductions on your federal tax return, you may be able to deduct that interest, reducing your taxable i...

It’s time to spring forward!!! Remember to set your clocks forward one hour before going to bed tonight to ensure you don't miss anything important tomorrow. ⏰➡️☀️🌸🌼

We’re excited to welcome Mike MacDonald to the Homestead Financial Mortgage team! 👏

With more than 30 years of lending experience, Mike has helped thousands of clients purchase their dream homes and make confident financial decisions along the way.

🤩 We’re thrilled to have you on board, Mike!

Starting today, the Trigger Lead Bill is officially in effect.

This new law helps protect homebuyers from the flood of unsolicited calls, texts, and offers that often follow a mortgage application.

If you’re planning to buy a home or refinance, understanding this change can help you better protect your personal information and avoid unwanted lender solicitations.

Learn what the new law means for you. ⬇️ ⬇️ ⬇️

The Trigger Lead Bill Has Passed: What It Means for You - Homestead Financial Mortgage Buying a home is one of life’s biggest milestones, a step filled with excitement and possibility. Even refinancing should feel positive, since it often means lowering your payments and saving money for the future. Applying for a mortgage or a refinance is simply part of that journey, and it doesn....

Big things are happening behind the scenes! 👀

We’re currently making updates to our website to improve your experience. If you notice a few changes (or something temporarily out of place), thanks in advance for your patience while we fine-tune everything.

We can’t wait for you to see what’s coming!

In our latest Employee Q&A, Sharon Rosen shares why Homestead has become more than just a workplace for her. From the encouragement she’s received to the teamwork she experiences every day, Sharon talks about the kind of environment that helps people grow and feel valued.

It’s a great reminder that the right culture doesn’t just impact employees, it also strengthens the experience for the clients and partners we serve. 🤩

Take a minute to read Sharon’s story:
🔗 https://homesteadfinancial.com/homestead/why-sharon-rosen-calls-homestead-home/

When customers say it was an “easy decision” to move forward with your company, that says it all. ⭐️⭐️⭐️⭐️⭐️

Thank you, Dillon, for trusting Homestead… and your Google search results!

📉 Mortgage rates hit their lowest level in nearly four years, and while that doesn’t suddenly fix all the challenges buyers are facing with high home prices and tighter inventory, it does open up a strong opportunity for homeowners.

If you bought your home when rates were high, refinancing now could be meaningfully beneficial, saving you thousands over the life of your loan. Lower rates like these are why refinance activity is already surging.

🤔 Thinking about how much you could save? Let’s talk!

Mortgage rates hit lowest level in nearly 4 years, but homebuyers are still stuck on the sidelines Mortgage rates dropped to the lowest level since 2022 last week, but demand from homebuyers declined as well, as they continue to struggle with affordability.

Thinking about selling your home? 🏡 Before you list, make sure you understand how capital gains taxes could impact your profit.

Our latest blog breaks down what capital gains taxes are, when they apply, and how homeowners may qualify for exclusions that could save thousands. Whether you’re upsizing, downsizing, or relocating, a little knowledge can go a long way.

Read more here:
👉 https://homesteadfinancial.com/purchase/capital-gains-taxes-when-selling-a-home/

We’re excited to recognize these incredible Loan Originators who have each closed over $1,000,000 in January! 💪🏡 We are so proud of our team’s hard work and the expertise they bring to every client's journey.

Congratulations on a strong start to 2026. We can’t wait to see what the rest of the year holds! 🚀

Behind every great loan advisor is a story worth sharing.
In our most recent Employee Q&A, Sean Ingold talks about his path to Homestead, what he enjoys most about the role, and why culture and connection matter here. 😀

🔗 Read the full Q&A: https://homesteadfinancial.com/homestead/sean-ingolds-journey-as-a-loan-advisor-at-homestead/