Mida Derguti-Realtor

🏡 Statewide active listings grew 14.2% over last October - a shift from 2.8 months of inventory in 2022 to 3.8 months this year.

📈 View more market details: https://bit.ly/3hj2pTd

The holidays are a time for many things: family, friends, and giving. But it's also important to approach this season with gratitude for veterans.

This Veterans Day, let's take a moment to reflect on everything that makes America great.

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What it’s like to wait for most lenders to process your mortgage application:
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What it’s like to work with Keller Mortgage:
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DM me if you’re ready for a fast and seamless mortgage experience.
Keller Williams and Keller Mortgage are affiliated businesses. Ask me for details.

It’s the month of giving thanks, so this is your friendly reminder to cherish all the things you are grateful for in your life. 💛 That includes the big things as well as the small things, and everything else in between! Though we all have challenging moments, it\'s so important to take a moment to practice gratitude and thankfulness. It helps us remember all the good in our lives! What are you thankful for? ⬇️

What's your home worth? If you have any questions or want an even more accurate and professional valuation of your home, please give me a call at 214-497-0673 or email me at [email protected]

Here are 5 myths you may have heard about mortgages. 1️⃣ You need to save 20% of a home’s listing price for a downpayment. In reality, this percentage will vary — work with your lender to find out a more accurate estimate! 2️⃣ You don’t need to get pre-approved until the sale is in process. Big no! Get pre-approved as soon as you start looking for homes to streamline the process and to demonstrate you’re an eager buyer. 3️⃣ You can’t pay off your mortgage early. Though some loans may require a prepayment penalty (where you would pay a fee to pay off your mortgage early) - this is much less commonly seen now. 4️⃣ You must have perfect credit. There’s no doubt credit plays a significant role in qualifying for a mortgage, but there are still options for people who have low credit scores. 5️⃣ Having debt ruins your chances at getting a mortgage loan. Like credit scores, your debt-to-income ratio is important, but definitely not the only factor.