David Best, Golden Key

628 Walnut St, Coshocton OH 43812 Home for Sale Home for sale at 628 Walnut St, Coshocton OH 43812. $400,000, Listing # 5187225.

303 N 15th St, Coshocton OH 43812 Home for Sale Home for sale at 303 N 15th St, Coshocton OH 43812. $179,000, Listing # 5207662.

Tr 257, West Lafayette OH 43845 Home for Sale Home for sale at Tr 257, West Lafayette OH 43845. $125,000, Listing # 5097811.

Township Road 62, Dresden OH 43812 Home for Sale Home for sale at Township Road 62, Dresden OH 43812. $127,000, Listing # 5207144.

Buyers may not need as much cash upfront as they once did.

The median down payment fell 19% year over year to $23,400 in the first quarter of 2026, the lowest level in four years, according to a new Realtor.com report. The average down payment was 12.8% of the purchase price, down 1.2 percentage points from a year earlier.

Rising inventory, slower price growth, and a median of 52 days on market have shifted leverage toward buyers, reducing the pressure to lead with an outsized down payment. FHA and VA loans, which require little to no money down, now account for more than a third of all purchase mortgages. Nearly 40% of potential sellers also expect to make concessions to close deals, up from 30% in 2025.

Read more: https://rltor.cm/UkKqfk

🏡 Becoming a homeowner may be easier than you think!

Give Concorde Mortgage a call to see if you qualify for down payment assistance or one of our $0 down payment home loan programs. We’re here to help you find your dream home! ✨

📞 (740) 454-8876
📱 Text: (740) 683-2531

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