Charlene

😂🤣😂 It’s been 45 years since I’ve taken a CCAT test. I must say that I surprised myself.🤣😂🤣😂

Medicare Part B pays 80% of approved services, while Plan F covers the remaining 20% at full cost.

“So we beat on, boats against the current, borne back ceaselessly into the past.” ― F. Scott Fitzgerald, The Great Gatsby

A fixed annuity can help you accumulate tax-deferred earnings as part of your overall retirement plan. Annuities offer the opportunity for lifetime payments and tax-deferred earnings and provide a guaranteed death benefit for your beneficiaries.

Fast Fact: The “Cash Surrender Value: is the cash amount you would get if you voluntarily terminate coverage before a policy becomes payable by death or maturity. The amount is the cash value stated in the policy, minus a surrender charge, any outstanding loans and interest on those loans. The cash value represents the savings component of a life insurance policy, since you can access the money relatively quickly if you need to.

Fast Fact: Final expense insurance can provide funds to your family within 24-48 hours of your passing whereas traditional life insurance plans can take weeks to pay out.

A Living Will is a written legal document, also called a "medical directive" or "advance directive." It shows what type of treatments you want or don’t want in case you can’t speak for yourself, like whether you want life support. Usually, this document only comes into effect if you’re unconscious.

An object in motion tends to remain in motion along a straight line unless acted upon by an outside force. Isaac Newton

Like most life insurance, mortgage protection insurance eases the financial burden of your loved ones. It is an affordable way of ensuring that your home is paid for no matter the circumstances. Cancer, stroke, heart attack, injury, death—your family will never be in jeopardy of losing its home as long as you put a custom mortgage protection insurance plan in place.

Long Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age.

Fast Fact: The percentage of Americans with life insurance is about 52%, including individual and workplace life insurance, according to LIMRA.