Pwr TPO

More flexibility for your FHA borrowers. More ways to help them home. 🏡

PwrTPO is expanding our Lender Paid 1/0 Temporary Buydown to:
✔️ FHA 30
✔️ FHA 30 ≤ $275K

With a 1/0 buydown, borrowers benefit from lower monthly payments during the first year, giving them a little extra breathing room as they settle into their new home, with PwrTPO covering the cost of the temporary buydown.

It’s another financing option you can bring to the conversation and another way to help more borrowers find a path home.

👉 Connect with your PwrTPO Account Executive to learn more.

𝘌𝘲𝘶𝘢𝘭 𝘏𝘰𝘶𝘴𝘪𝘯𝘨 𝘓𝘦𝘯𝘥𝘦𝘳 | 𝘕𝘔𝘓𝘚 𝘐𝘋 #1124061

🌟We're grateful for the trust our partners place in us every day. Your feedback helps us continue delivering the level of service you deserve.

If you've had a great experience working with PwrTPO, we'd love to hear from you. Share your feedback here 👇 https://hub.pwrtpo.com/widget/form/11Dst9KAmeUokWIKuvp6

Thank you for being part of the PwrTPO family.

We’re heading to NAMB National 2026! ⚡

The PwrTPO team will be in Las Vegas for one of the mortgage industry’s premier events, and we’d love to connect while we’re there. National Association of Mortgage Brokers

📍 Caesars Palace | Las Vegas
📅 October 16–19, 2026
⚡ Come see us at Booth #305!

Stop by to meet the PwrTPO team, talk lending, and learn how we’re helping our partners find more ways to yes.

See you in Vegas! 🎰

Conventional, FHA, VA or USDA. Different programs, same standard of service.

When you send a file to PwrTPO, you get:
✅150+ years of combined TPO experience
✅Underwriters averaging 15+ years of experience
✅Every underwriting decision made by a person
✅100% U.S.-based operations
✅14 days on average from submission to clear to close

We're also ready for UAD 3.6 today, with government programs expected to follow Fannie Mae and Freddie Mac in adopting the new appraisal format.

Bring us your next conventional or government scenario. Your PwrTPO Account Executive is ready to help.

Read more on PWR Wire 👉 https://www.pwrtpo.com/blog



𝘌𝘲𝘶𝘢𝘭 𝘏𝘰𝘶𝘴𝘪𝘯𝘨 𝘓𝘦𝘯𝘥𝘦𝘳 | 𝘕𝘔𝘓𝘚 𝘐𝘋 #1124061

Meet the newest tool in your purchase toolkit: the 1-0 buydown, now available at PwrTPO.

For the first year, your borrower's payment is reduced to what it would be at 1% below the note rate. In Year 2, it steps up to the full note rate, which never changes. A subsidy funded at closing covers the difference.

For scenarios and real-life examples contact your Account Executive to see how buydowns can help your borrower.

With a smaller upfront cost than a 2-1 or 3-2-1, a 1-0 can be easier to fit within seller concession limits. Just remember: on conventional and FHA loans, borrowers qualify at the full note rate.

Ready to put it to work on your next purchase? Talk to your PwrTPO Account Executive.

Read more on PWR Wire 👉 https://www.pwrtpo.com/blog

The deadline moved. Our readiness didn't.

Fannie Mae and Freddie Mac have granted a temporary exception to UAD 3.6 implementation requirements through May 19, 2027. That gives the industry more runway, but you don't have to wait.

PwrTPO is ready for the new UAD 3.6 appraisal today. Order it on your next file and get your AMCs and appraisers comfortable with the redesigned report before it's required.

Questions about the transition? Reach out to your PwrTPO Account Executive.

#𝘜𝘈𝘋36 #𝘔𝘰𝘳𝘵𝘨𝘢𝘨𝘦𝘗𝘳𝘰𝘧𝘦𝘴𝘴𝘪𝘰𝘯𝘢𝘭𝘴 #𝘞𝘩𝘰𝘭𝘦𝘴𝘢𝘭𝘦𝘓𝘦𝘯𝘥𝘪𝘯𝘨 #𝘗𝘸𝘳𝘛𝘗𝘖

Equal Housing Lender | NMLS ID #1124061

𝗠𝗼𝗿𝗲 𝘄𝗮𝘆𝘀 𝘁𝗼 𝗼𝗽𝗲𝗻 𝗱𝗼𝗼𝗿𝘀 𝘀𝘁𝗮𝗿𝘁𝘀 𝘄𝗶𝘁𝗵 𝗺𝗼𝗿𝗲 𝘄𝗮𝘆𝘀 𝘁𝗼 𝗳𝗶𝗻𝗱 𝘁𝗵𝗲 𝗿𝗶𝗴𝗵𝘁 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻.

PwrTPO has made improvements to our 𝗙𝗛𝗔, 𝗩𝗔 𝗮𝗻𝗱 𝗨𝗦𝗗𝗔 𝗽𝗿𝗶𝗰𝗶𝗻𝗴, giving our partners even more options when helping borrowers get home.

For 𝗙𝗛𝗔 𝗹𝗼𝗮𝗻𝘀 𝘄𝗶𝘁𝗵 𝗙𝗜𝗖𝗢𝘀 ≥ 𝟳𝟬𝟬, that includes 𝘂𝗽 𝘁𝗼 𝗮 𝟱𝟬 𝗕𝗣𝗦 𝗽𝗿𝗶𝗰𝗶𝗻𝗴 𝗶𝗺𝗽𝗿𝗼𝘃𝗲𝗺𝗲𝗻𝘁.

𝗪𝗼𝗿𝗸𝗶𝗻𝗴 𝘄𝗶𝘁𝗵 𝗮 𝗹𝗼𝘄𝗲𝗿 𝗙𝗜𝗖𝗢? 𝗧𝗮𝗸𝗲 𝗮𝗻𝗼𝘁𝗵𝗲𝗿 𝗹𝗼𝗼𝗸 𝗮𝘁 𝗼𝘂𝗿 𝗽𝗿𝗶𝗰𝗶𝗻𝗴. We’ve made improvements across lower FICO ranges as well.

Because a great partnership isn’t only about getting the loan done. It’s about bringing the 𝗽𝗿𝗶𝗰𝗶𝗻𝗴, 𝗽𝗿𝗼𝗴𝗿𝗮𝗺𝘀 𝗮𝗻𝗱 𝘀𝘂𝗽𝗽𝗼𝗿𝘁 to the table so we can find the 𝗿𝗶𝗴𝗵𝘁 𝘀𝗼𝗹𝘂𝘁𝗶𝗼𝗻 𝘁𝗼𝗴𝗲𝘁𝗵𝗲𝗿.

👉 𝗩𝗶𝘀𝗶𝘁 𝗵𝘁𝘁𝗽𝘀://𝘄𝘄𝘄.𝗽𝘄𝗿𝘁𝗽𝗼.𝗰𝗼𝗺/ or connect with your PwrTPO Account Executive to take a closer look.

Whichever agency path your condo file takes, insurance gets reviewed every time, and it is one of the most common reasons condo loans get conditioned.

Our Condo Insurance Quick Guide puts it all on one page: what to collect before you submit, master policy requirements, required perils, and whether your borrower needs an HO6.

Submit right. Close faster.

Download it here �https://lower.cloud/pwrtpo/Job%20Aids%20&%20Worksheets/Condo%20Insurance%20Quick%20Guide.pdf

𝘌𝘲𝘶𝘢𝘭 𝘏𝘰𝘶𝘴𝘪𝘯𝘨 𝘓𝘦𝘯𝘥𝘦𝘳 | 𝘕𝘔𝘓𝘚 𝘐𝘋 #1124061