Minnesota Health Coverage

Open Enrollment for Individual and Family plans ends December 15th for a Jan 1 effective date. Want to be covered by January 1st apply now with the links below.

BCBS of MN - https://shop.bluecrossmnonline.com/producer-url?agentName=Nicholas_Sebald&agentCode=0002582783&agencyNumber=0002582778&year=2026&brandName=MINCR&userId=AGT2014544&emailTypePreference=PRODUCER_URL

Medica - https://personalplans.medica.com/GetAQuote/Start?AgentInfo=TZK5XS89Q7YWMDNDTWP27HDVNFACPHD8M5D9XJ3P6RBPHWCT8HK1

Health Partners - https://indbroker.healthpartners.com/hp/ClearWorkspace.action?nextAction=/user/URLDecryptAction.action&refID=-udwlapqqba0b5epqallq0o3m7l7s6l81p788e7og044i0jq0r

No waiting periods!
Coverage for crowns, bridges, implants, dentures and root canals!
Up to $5,000 annual maximum!
Choose your own dentist or Denta Max Network
$100 Lifetime deductible
Free Quote 👉https://spiritdental.com/index.php?option=com_scoreboard&view=scoreboard&agent=001C000001I2pNXIAZ

Affordable Dental Plans from Ameritas

You know that taking care of your teeth and gums is more than just a routine of brushing and flossing. We’re here to make it effortless and budget friendly to visit the dentist. Get a quick online quote on affordable dental insurance plans with Ameritas. Shop now - https://myplan.ameritas.com/id/ca3462b8

In August, President Biden signed into law the Inflation Reduction Act of 2022. As part of this law, the temporary enhanced subsidies for people buying their own health coverage passed as part of the American Rescue Plan Act (ARPA) have been extended for an additional three years. The extension of the enhanced subsidies, previously scheduled to expire at the end of 2022, will maintain tax credit eligibility to households above 400 percent of the poverty line through plan year 2025.

Say goodbye to the Donut Hole in 2025!

When the Inflation Reduction Act was signed by President Biden last week; it will bring caps too annual drug copayments at $2,000. Monthly drug plan premiums are not included in this cap.

The cap will effectively eliminate the donut hole that currently requires retirees to pay 25 percent of the cost of their prescription drugs until they reach a threshold amount. The threshold increases every year and hit $7,050 this year.

Good Riddance Medicare Donut Hole! | Squared Away Blog They will get substantial relief in 2025, when the Inflation Reduction Act, signed by President Biden last week, will cap all retirees’ annual drug copayments at $2,000. Monthly drug plan premiums are not included in this cap.