Cash For Your Real Estate Note

https://www.msn.com/en-us/money/realestate/why-building-more-homes-can-t-solve-the-housing-affordability-problem-for-the-millions-who-need-it-most/ar-AAQOD1N?ocid=finance-verthp-feeds =1

https://www.inman.com/2021/02/16/property-owners-in-48-of-us-counties-are-at-major-default-risk/?__s=sqrhoousjokspnmisq2y

Property owners in 48% of US counties are at risk of default A RealtyTrac report found that single-family rental property owners in nearly half of US counties are at an above-average risk of default

https://papersourceonline.com/realtor-com-what-to-expect-in-2021s-housing-market/

Realtor.com: What To Expect in 2021's Housing Market | Paper Source Online Originally published by Realtor.com | December 2, 2020 Prices are expected to jump 5.7% next year as more properties hit the market Few will be reluctant to say goodbye to 2020. With vaccines rolling out, the days of the deadly pandemic that bludgeoned the nation's economy seem to be numbered.…

https://thinkrealty.com/44-month-drop-home-inventories-starting-grow/

After 44-Month Drop, Home Inventories are Starting to Grow To the joy of prospective buyers, home inventories are finally starting to grow around the country, according to a recent report from Zillow Research.

http://thehill.com/policy/finance/393510-federal-court-rules-consumer-bureau-structure-unconstitutional

Federal court rules consumer bureau structure unconstitutional A federal district judge ruled Thursday that structure of the Consumer Financial Protection Bureau violates the constitution, countering a January ruling from a federal appeals court.

10 Advantages to Using Seller Finance

The word is out and seller financing is on the rise as buyers and sellers look for creative ways to finance property in the struggling market.

So what’s all the hype?

Here are ten advantages to using the seller carry back to buy or sell real estate.

1. Shorter Marketing Times – Properties marketed with “Owner Will Finance” will draw a greater response rate and generally sell at least 20% faster than properties requiring conventional financing.

2. More Buyers – With many lenders’ tightening their approval process, the seller carry back enables a greater number of buyers to purchase and finance a home.

3. Speedy Closings – Without the red tape of a conventional mortgage lender, a real estate transaction can close in as little as two to three weeks.

4. Maximize Selling Price – The seller has an opportunity to realize full market value for a property when providing financing. This is viewed as a sales concession in many markets.

5. Reduced Restrictions – Restrictive lending requirements don’t apply providing greater flexibility when it comes to the buyer’s credit history, down payment, debt to income ratios, and other underwriting criteria.

6. Fewer Costs – There are no expensive loan costs to worry about. A buyer can put the money they save on origination fees, points, underwriting fees, mortgage insurance premiums, and junk fees towards the down payment and building equity.

7. Interest Income - The seller is able to collect long-term interest since they are essentially acting as the bank by extending terms to the buyer. On average a buyer will pay back 2 to 3 times the amount of the mortgage on a 30-year term as a result of interest.

8. Installment Sale Tax Deferral – When property is sold at a gain and subject to tax there can be an opportunity to delay a portion due when reporting under the Installment Sale Method (Refer to IRS Publication 537, Form 6252 and speak to a qualified tax professional for further details).

9. Secure Asset – The balance of the purchase price is collateralized by the property. If the buyer stops making payments the seller can take back ownership of the home.

10. Liquid Asset – The seller owns a liquid asset, which is just a fancy way of saying somebody will purchase the note, mortgage, trust deed, or contract on the open market. Many sellers elect to sell their future payments to a note investor or note buyer for cash today rather than payments over time.

Seller financing offers a creative solution to financing real estate but there are some risks. For the flip side of the coin be sure to read the Disadvantages to Owner Financing. It also pays to consult with qualified real estate, tax, and legal professionals to make sure today’s solution doesn’t turn into tomorrow’s problem.

https://www.housingwire.com/articles/42195-these-will-be-the-top-10-housing-markets-of-2018

These will be the top 10 housing markets of 2018 As 2018 sets into motion, several metros across the U.S. are emerging as possible contenders for the year’s top housing markets. Realtor.com explained that people are going to continue to seek out pockets of affordability that remain in the market.

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http://mailchi.mp/909fd8169418/bids-gone-wrong-due-diligence-done-right

Bids gone wrong / Due diligence done right:

http://realtormag.realtor.org/daily-news/2017/07/11/underwater-homeowners-are-drying-up

Underwater Homeowners Are Drying Up A record number of homeowners are seeing their equity positions improve as home prices rise.