Owens Insurance Agency

Spring and summer bring longer days and bigger project schedules. If your business is ramping up during this period, now's the time to review your coverage and ensure it's fully protected during busy periods. Even small gaps in coverage can let minor issues escalate into costly ones.

We’re here to help you ensure your business is fully protected. If you want to get started with a new construction policy or layer on additional coverages, don’t hesitate to reach out.

One of the most effective ways for agents to grow their business is to expand what they can offer. And one of the most effective ways for agents to expand what they can offer is to partner with an MGA.

Swipe through for six ways working with an MGA can help open up new possibilities for agents and their clients.

If you’re curious about getting started working with an MGA, don’t hesitate to give our team a call. We are here to help you!

We enjoyed sponsoring the sand castle and volleyball at Independent Insurance Agents of Mississippi last week!

Underwriting is a key part of the insurance workflow where speed, consistency, and risk alignment matter. A clear process helps set expectations, improve submission quality, and keep things moving.

Feel free to use this as a quick reference during client conversations. If you have any questions about underwriting or need assistance, we're here to help. Reach out anytime!

Not every equipment problem is an insurance claim. One of the most important things to understand is where coverage ends and where maintenance, scheduling, or policy setup issues begin. Swipe to learn what would not be covered by tools and equipment coverage.

Now is a good time to review your current policy, confirm which items are scheduled correctly, and identify any gaps before they become costly surprises. We can help you review your coverage package and ensure your tools and equipment are properly insured.

Summer brings a surge in client activity and, with it, hard-to-place risks, specialty coverage requests, and tight timelines. That’s where having the right wholesale partner makes all the difference.

We are here to help you move faster, place more policies, and keep your clients covered when standard markets fall short.

Give us a call today and let us work together this summer. We are here to help support you.

June is National Homeownership Month, which makes now a good time to ask an important question: Does your homeowners insurance still match the home you have today? Many homeowners set their policy once and rarely revisit it, but when updates are made or coverage needs change, coverage can quickly become outdated, leading to costly surprises at claim time.

Here are a few common homeowners insurance mistakes to avoid.

🏠 Unreported renovations - Kitchen upgrades, finished basements, or added structures such as sheds or garages can increase replacement costs, but current coverage may not reflect recent upgrades.

🏠 No home inventory - Without photos, receipts, or a basic list of belongings, it can be harder to document losses and support a claim.

🏠 Missing endorsements - Endorsements (also referred to as riders) can increase limits for high-value items or add coverage for things like sewer backup or equipment breakdown. If you’ve added valuable items or your needs have changed, adding an endorsement can help ensure that your home remains fully covered.

A policy review now can help catch small issues before they become bigger problems during a claim. Contact our office, and we can help you review your homeowners policy and ensure your coverage reflects your home, belongings, and current needs.

Hurricane season starts soon, and the impacts of these storms are felt far from the coastline these days.

If you’re fielding wind, flood, or named-storm questions from clients right now and need help placing lines quickly or want access to unique lines, don’t hesitate to reach out.

We’re here to help you move quickly and access specialty and Excess and Surplus (E&S) markets for hurricane-specific risks.

A common misconception in wholesale insurance is that only small or inexperienced brokerages need to work with a managing general agent (MGA). However, that is not the case.

The truth is that working with an MGA is not a sign of inexperience, but rather a strategic business decision. Brokerages of all sizes rely on trusted wholesale partners for back-office support, access to specialty lines, and tools that can enable them to focus on serving their clients.

With that said, if you have questions about how we can support you, don’t hesitate to reach out. We are happy to talk through how we can help.

With Hurricane season top of mind, now is a timely reminder that adequate preparation for these storms can matter more than ever.

Severe weather is becoming more unpredictable, and the impact of hurricanes can extend far beyond coastal areas. This can mean increased risk to crops, revenue, and key buildings and structures.

Now is the time to review your crop insurance coverage and make sure you are properly protected. Our team is here to help you navigate your options and ensure your operation is ready for whatever this season may bring. Reach out today to schedule a coverage review.