Grant Turnmire - Financial Advisor

The team at Lakefront Capital spent the last few days down in Dallas for our regional meeting. It was great to hear from many knowledgeable advisors and leaders on comprehensive planning strategies.

If you’re looking for a comprehensive financial plan in the areas of expertise below or have any questions, please reach out.

- Investment/Insurance Planning
- Retirement/Retirement Distribution Planning
- Business Planning with Lifetime Succession

If you are like most of our successful clients, you want to make sure that your finances are in order starting 2025 as well. Our team provides expertise on Investment, Insurance, Retirement Distribution, and Business Planning. Call my number below to have a complimentary conversation with myself and our team.

Projected 2026 Income Tax Rates

Very excited for the opportunity to mentor driven college students. We are actively looking for students aspiring a career in finance. Please share!

Cleveland Friends! I have the pleasure of being a college unit director for college students looking for an opportunity in Finance going into their senior year. I am looking forward to building a team of students that are very driven and aren’t afraid of a challenge. I had the pleasure of starting my career through this exact internship and have had an awesome experience. All help is appreciated and please share!

Tax time is here! You have until April 15th to fund an IRA/HSA to count towards your 2023 contributions. If you have any questions, we would love to help. Also, if you have concerns about jumping into the next tax bracket we can work in tandem with your accountant.

11 Big Tax Changes on the Horizon These 11 key tax changes are set to occur at the end of 2025 if the Trump tax cuts sunset as scheduled. Here is what you need to know.

Market Snapshot - Franklin Templeton

“I have everything covered through work”

A statement I hear time and time again. Yes, it is fantastic that employers incentive their employees to stay with them by offering benefits through their company. But, what I have also come to know is that the employer does not understand your full financial picture. Typically when I review company benefits for clients, they cover the bare minimum. (Basic life, basic short/long-term disability, health insurance, retirement savings, company stock, etc.)

Great questions to ask yourself!

-Do I understand how my long-term disability is only partially covered through my employer, if they even offer it at all?
-Do I understand my needs based benefit amount for life insurance needed to make sure debt/family is taken care of? Most basic employer plans do not cover the full need.
-Have I walked through a retirement analysis, monthly income needed, a strategic way to get the money out, tax-efficiency, longevity, legacy?
-Do I have the option to contribute to an HSA, what are the tax benefits of doing so, are you investing the money, what can you use it for?
-Strategic alignment for your investments, are they allocated to your time-horizon/goals to use the money, tax-efficiency, right investment vehicle, diversified?
-Are you offered ESPP, ESOP, restricted stock, how does vesting work and what does taxation look like?

There can be a lot of moving parts! This doesn’t include many useful strategies to implement outside of your employer.