Jim Cable Insurance

“Wherever you go, go with all your heart.”

Healthy Tips After 60: Nourish your body with real foods. Choose unprocessed, whole foods. When you eat, do you think about what you are consuming? Do you enjoy the food by tasting and appreciating what you are eating? Are you making healthy choices?

Healthy Tips After 60: If you haven’t had a visit for a wellness check with your physician, or you have health issues, I recommend you see your doctor before starting any program that will change your lifestyle.

Don’t forget that Medigap policies also do not include Part D, so you will purchase your drug plan separately.

If you have Original Medicare, you do not need a referral to see a specialist. However, if you are enrolled in a Medicare Advantage plan instead of Original Medicare, then you may need a referral, depending on your plan’s rules.

Medicare Supplement plans do not require referrals, allow you to see any provider that accepts Medicare, require separate Part D plans, and only have a one-time Medigap Open Enrollment window.

If you’re getting close to 65, you’ve probably heard Medicare is right around the corner. Most people become eligible to enroll in Medicare when they turn 65, and this window is referred to as your Initial Enrollment Period (IEP).

Wellness 101: A nutritious diet rich in fruits, vegetables, whole grains, and lean proteins can positively impact mental well-being. As one ages there is also a loss of muscle mass. Both a healthy diet and exercise can help people continue to be active.

Your Initial Enrollment Period is a seven-month window when you can first become eligible for Medicare. It includes the three months before your 65th birthday, the month of your birthday, and the three months after. This is your first chance to enroll in Medicare Part A and Part B (unless you qualify for Medicare under 65).

"It is during our darkest moments that we must focus to see the light."

Fast Fact: Medicare Part C is another name for the Medicare Advantage program.