James Smith

THIRTY-NINE THOUSAND DOLLARS for a Civic Si. 😭🚨

I am looking at this window sticker from Lake Elsinore Honda in image_bb484a.png and I’m genuinely convinced dealerships are just conducting a massive psychological evaluation on car enthusiasts at this point.

2026 Honda Civic Si MSRP:

$30,145

Which is exactly where a fun, affordable, manual-transmission daily driver is supposed to sit.

But then the dealer decided to hit the window glass with their own special blend of financial chaos. 💀

Here is the exact breakdown of the madness from image_bb484a.png:

• PRO PACK — $1,495.00
(Fifteen hundred bucks... for what? Some floor mats, a trunk tray, and plastic wheel locks that cost next to nothing to manufacture) 😭

And then, the absolute headline act...

🚨 ADDED MARK-UP — $5,900.00 🚨

FIVE.
THOUSAND.
NINE.
HUNDRED.
DOLLARS.

Just completely out of thin air. 🤡

Dealer's Asking Price:

$38,640.00 💀💀💀

And remember, that is BEFORE tax, title, license, registration, and whatever other magical documentation fees they dream up when you sit down in the finance office. You are looking at over $42,000 out the door.

For a Civic Si.

The funniest part about image_bb484a.png is how they stuck a giant "ATTENTION stargard" theft system decal on the window right next to the fuel economy sticker. They are so worried about someone stealing the car, meanwhile they are trying to pickpocket your bank account for an extra six grand just for walking through the door. 😂

Brother, at nearly $39k before fees, we have officially bypassed "budget sporty sedan" territory and entered:
• Brand new Acura Integra A-Spec territory (the luxury version of this exact car!)
• Lightly used BMW M340i territory
• Certified Pre-Owned Mustang GT territory
• "I should probably just buy a baseline Civic and a used jet ski instead" territory

The Civic Si is a legendary enthusiast car, but hitting a $30k commuter with a $5,900 markup completely destroys the exact reason this car exists. 😭

So I genuinely need some answers here:

• Would you EVER pay almost $39k before taxes for a 2026 Civic Si?
• Which hurts your eyes more to look at in image_bb484a.png: the $1,500 "Pro Pack" or the flat $5,900 markup?
• At this price point, what actual premium or sports car are you buying instead of this? 👀🔥💸

THIRTY-FIVE MILES PER GALLON shouldn't give me whiplash, but looking at the rest of this window sticker genuinely feels like a fever dream. 😭🚨

I am looking at this Monroney sheet in image_bb40cc.png and while the car itself seems completely normal, the sheer reality of buying a new car right now is exhausting.

Fuel Economy:

35 MPG Combined

Which is honestly fantastic. It even says you save $1,500 in fuel costs over 5 years.

But then your eyes wander down the label in image_bb40cc.png, and you realize you are staring at a car assembled in Greensburg, Indiana, with an engine built in the U.S.A. and a transmission from Japan. A true global group project. 💀

Here is the exact breakdown of the fine print from image_bb40cc.png:

• Annual Fuel Cost — $1,400

• Parts Content Information — 60% U.S./Canadian parts, 20% Japanese parts

• Government 5-Star Safety Rating — 5 Stars across the board for overall score, side crash, and rollover.

It is a literal rolling fortress of safety and efficiency.

The funniest part about image_bb40cc.png is how perfectly innocent this factory Monroney sticker looks. There are no dealer addendum pages visible *yet*, but you just know the moment you walk into the showroom, the finance office is waiting to ruin this beautiful, wholesome fuel economy rating with a $5,000 "Market Adjustment" or a $900 nitrogen tire fill package. 🤡

Brother, seeing "You Save $1,500" printed in bold letters is hilarious when you know a dealer is going to try to pickpocket that exact $1,500 back from you the second you ask for the out-of-the-door price. 😂

At this point, just finding a car that gets 35 MPG and has solid safety ratings feels like a win, but navigating the dealership circus to actually buy it is a whole different sport. 😭

So I genuinely need some answers here:

• Does seeing a perfect 5-star safety rating in image_bb40cc.png actually influence your car-buying decisions, or do you just look at the price tag?

• What is the absolute highest MPG you've ever gotten out of a daily driver?

• How much do you want to bet there is a hidden $4,000 "dealer protection plan" lurking just out of frame on this car? 👀🔥💸

SEVENTY-TWO THOUSAND DOLLARS for a Honda Civic. 😭🚨

I am looking at this addendum sticker from Airport Marina Honda in image_bb4501.png and I’m genuinely convinced the sales manager typed this up while actively laughing out loud.

Manufacturer's Suggested Retail Price:

$47,145

Which means we are dealing with a Civic Type R. An amazing car at MSRP.

But then the dealership decided to treat this window glass like an all-you-can-eat buffet of financial destruction. 💀

Here is the exact breakdown of the comedy from image_bb4501.png:

• Karr Security System — $1,995.00

• Paint & Fabric Protection (5 Years) — $1,995.00
(Two grand for Scotchgard and wax is absolute highway robbery) 😭

• Safecat (5 Years) — $895.00

And then, the nuclear bomb at the bottom of the column...

🚨 ADDED MARK-UP — $19,995.00 🚨

TWENTY.
THOUSAND.
DOLLARS.

Just completely out of thin air. They literally just wanted another clean twenty grand because they could. 🤡

Dealer's Asking Price:

$72,025.00 💀💀💀

And look at the tiny print at the bottom: that does NOT include state and local taxes, license, title fees, doc fees, or finance charges. Out the door, you are easily staring down a $78,000 to $80,000 pill to swallow.

For a Civic hatchback.

The funniest part about image_bb4501.png is that the total for the security system, paint spray, and catalytic converter lock alone is $4,885. They tacked on an entire used car's worth of "options" and *then* added a twenty-thousand-dollar premium on top of it. 😭

Brother, at $72k before taxes, we have officially left "hot hatch" territory and entered:
• Brand new BMW M2 or M3 territory
• C8 Corvette Stingray territory
• Certified Pre-Owned Porsche Cayman territory
• "A literal down payment on a house in most states" territory

I love the Type R, but pushing a Honda into the $70k stratosphere completely destroys the soul of what makes a Japanese performance car cool in the first place.

So I genuinely need some answers here:

• Who is ACTUALLY walking into Airport Marina Honda and signing a $72k contract for a Civic?
• Which add-on in image_bb4501.png makes your jaw drop faster: the $2k security system or the $20k flat markup?
• At a $72k price point, what actual luxury or sports car are you buying instead? 👀🔥💸

ONE HUNDRED AND FIFTY-SEVEN THOUSAND DOLLARS for a Ford truck. 😭🚨

I am looking at this addendum sticker in image_bb444d.png and I genuinely need to check myself into a clinic because my brain is refusing to process this level of absolute audacity.

2026 Ford Raptor R Model Price:

$115,590.00

Which is already an insane amount of money for a pickup truck, even if it does have a supercharged V8 under the hood.

But then the dealership decided to treat the window glass like a playground for corporate greed and just started throwing massive numbers at the wall. 💀

Here is the exact breakdown of the comedy from image_bb444d.png:

• Spray-In Bedliner (No Bull Bedliner) — $899.00

• Xpel Ceramic Tint — $699.00
(Seven hundred bucks for window tint on a truck that already costs six figures is wild) 😭

And then, the absolute meteor that completely wipes out reality...

🚨 MARKET ADJUSTMENT — $40,000.00 🚨

FORTY.
THOUSAND.
DOLLARS.

Just completely out of thin air. They literally tacked on the price of a brand-new, well-equipped commuter car just because they felt like it. 🤡

Seller's Asking Price:

$157,188.00 💀💀💀

And if you look closely at the fine print under that massive total, it says "Plus State and Local Taxes, License Fees, Documentary Fees of Finance Charges, if any." Out the door? You are looking at a final price tag pushing toward $170,000.

For an F-150.

A hyper-aggressive, incredibly fast F-150... but still a truck with a bed in the back.

The funniest part about image_bb444d.png is the green sticker at the very top of the windshield that says "WITH ROUGE PRIDE." Brother, there is a lot of pride happening here, but it’s mostly just the dealer taking pride in trying to completely empty your life savings. 😂

At over $157k before taxes, we have officially left "utility vehicle" territory and entered:
• Brand new Porsche 911 GT3 territory
• Used Lamborghini Huracan territory
• Exotic supercar territory
• "Buying a literal piece of investment property" territory

The Raptor R is an absolute monster of a machine, but hitting it with a forty-thousand-dollar markup completely ruins the spirit of high-performance trucks.

So I genuinely need some answers here:

• Who is ACTUALLY walking into a showroom and dropping $157k+ on a Raptor R?
• Which part of image_bb444d.png makes your jaw drop faster: the $40k flat markup or paying $900 for a spray-in bedliner on a six-figure vehicle?
• At a $157k price point, what high-end luxury or exotic sports car are you buying instead of a pickup? 👀🔥💸

FIFTY THOUSAND DOLLARS for a Kia. 😭🚨

I am looking at this window sticker in image_bb3dc0.png and I genuinely need someone to wake me up from this simulation because paying entry-level luxury money for a Kia crossover is wild.

Base MSRP:

$47,690.00

Then they sprinkled a few factory options on it to bring the vehicle total to $48,700.00.

But by the time you add the inland freight and handling charge of $1,365.00, the final sticker price on this Monroney sheet slams down at:

$50,070.00 💀💀💀

FIFTY.
THOUSAND.
SEVENTY.
DOLLARS.

Before dealer markups. Before taxes. Before registration. 🤡

The funniest part about image_bb3dc0.png is that right above the price tag, Kia proudly brags about being the “Most Dependable Mass Market Brand 3 Years in a Row.”

Brother, "mass market" used to mean affordable for the masses. Now it means you get to spend $2,500 MORE in fuel costs over 5 years while averaging an absolute wallet-draining 21 MPG. 😭

Let’s look at the breakdown of reality on this sheet:

• Annual Fuel Cost — $2,100

• Final Assembly Point — West Point, GA, USA

• Engine — Korea / Transmission — USA

So it's an American-assembled vehicle with a Korean heart, but it's carrying a premium price tag that makes you question your entire financial trajectory.

At over $50k out the door, you aren't even shopping mass-market anymore. You have officially entered:
• Lexus NX territory
• Acura MDX territory
• Genesis GV70 territory (Kia's actual luxury sibling!)
• "Buying a mint-condition used sports car and a sensible commuter" territory

The fact that a mainstream family hauler casually crosses the $50k threshold before a single dealer add-on is applied shows just how detached new car pricing has become. 😭

So I genuinely need some answers here:

• Would you EVER comfortably drop $50k+ on a Kia?
• Does that "Most Dependable Brand" trophy at the top of image_bb3dc0.png justify luxury-level pricing to you?
• At a $50k budget, are you taking this home or going straight to a premium luxury dealership instead? 👀🔥💸

I swear I just read a window sticker that needs its own psychological evaluation 😭🚨

I’m standing at Jim Coleman Honda looking at a 2022 Civic EX, and honestly, the math isn’t mathing.

Total Vehicle Price:

$26,365

Reasonable. Normal. Exactly what a well-equipped Civic should cost.

But then I looked at the dealership’s *second* little piece of paper taped right next to it, and the comedy started:

🚨 MARKET ADJUSTMENT — $4,995 🚨

FIVE.

THOUSAND.

DOLLARS.

💀😂😂

They are literally asking for five thousand extra dollars just because they feel like it.

And they didn’t even stop there! Let’s look at the breakdown of pure insanity on the right side of this windshield in image_0.png:

• "Standard Equipment": $56,365.00
*(...wait, what? That must be a typo, but let’s keep going…)*

• Processing Fee — $500
• Wheel Locks — $395
• Mud Guards — $295
• Lojack — $399
• Market Adjustment — $4,995

And the grand total they are actually asking for:

$33,549.00 💀💀💀

You are paying an extra SEVEN THOUSAND DOLLARS over MSRP for some plastic mud flaps and an "adjustment."

For a Honda Civic EX. Not a Type R. An EX.

This used to be an affordable, sensible car. Now, dealerships are just conducting social experiments to see who snaps first. 😭

The funniest part is how they list "MARKET ADJUSMENT" like it’s a factory-installed performance part. Brother, that adjustment isn't adding five grand worth of horsepower.

At this price, you aren't even shopping for a Civic anymore. You are suddenly looking at:

• lightly used entry-level luxury territory
• loaded Accord territory
• a brand-new car that *doesn't* have a markup territory

So now I genuinely want to know:

• Who is ACTUALLY paying $33k+ for a standard Civic EX?

• What is the most disrespectful "standard equipment" or markup you've seen in image_0.png?

• Is this the new normal for all car brands, or have Honda dealers just truly entered an alternate reality? 🤔💸🔥

FIFTY THOUSAND DOLLARS for whatever vehicle this is supposed to be. 😭🚨

I am looking at this window sticker in image_bb48e7.png and I genuinely feel like the dealership printer is just generating random numbers at this point to see who is brave enough to sign the contract.

Manufacturer's Suggested Retail Price:

$47,335

Which is already a substantial chunk of change.

But then the dealer decided to season the glass with a whole collection of "dealer installed options" that nobody asked for, just to push it over the edge. 💀

Here is the exact breakdown of the hustle from image_bb48e7.png:

• Propack — $1,099.00
(Eleven hundred bucks for what? Probably a trunk tray and some plastic wheel locks) 😭

• Window Tint - Lifetime — $499.00

• LoJack Upgrade — $399.00

• PermaPlate Appearance — $299.00

• Door Edge Guards — $399.00
(Four hundred dollars for a couple of strips of clear plastic on the doors is an absolute felony) 😂

• Pinstripe - Lifetime — $299.00

And the final grand total they are casually asking for:

$50,329.00 💀💀💀

FIFTY.
THOUSAND.
THREE.
HUNDRED.
TWENTY.
NINE.
DOLLARS.

Before tax, before title, before license, and before whatever magical doc fees they pull out of thin air in the finance office. 🤡

The funniest part about image_bb48e7.png is the fuel economy sticker right next to it. Look at those numbers! "10 MPG" combined?! You spend $3,000 more in fuel costs over 5 years?! 😭

So not only are they charging you a premium for door edge guards and pinstripes, but the car itself is going to actively drain your bank account every time you drive past a gas station.

Brother, at over $50k, we have officially left "reasonable daily vehicle" territory and entered:
• Loaded luxury sedan territory
• Brand new Mustang GT territory
• "I could literally buy a highly reliable commuter car and have $20k left over for gas" territory

The dealership really slapped "(Not The Manufacturer's Suggested Retail Price)" at the bottom as a gentle reminder that they are the ones making up the rules here. 😭

So I genuinely need some answers:

• Would you EVER pay $50k+ for a vehicle carrying these specific add-ons?
• Which itemized charge in image_bb48e7.png feels like the biggest disrespect to your intelligence?
• Is a $300 "Lifetime Pinstripe" something anyone actually wants in 2026, or is it just a dealer myth? 👀🔥💸

FIFTY THOUSAND DOLLARS for a Honda CR-V. 😭🚨

I am staring at this purchase sheet from Pat Peck in image_bb4c0b.png and I genuinely need to know if we are buying a compact family crossover or financing a luxury yacht.

2024 Honda CR-V Hybrid Sport-L AWD MSRP / Selling Price:

$47,145

Which is already incredibly steep for a CR-V.

But then the dealership decided to slide in their own special seasoning on top of a price tag that was already crying for help. 💀

Here is the exact breakdown of the damage from image_bb4c0b.png:

• Market Value Selling Price — $47,145.00

• Pat Peck Consumer Connect — $799.00
(Eight hundred bucks for what? A keychain and a pat on the back?) 😂

• Doc Fee — $399.00

• Tax — $2,417.15

• Title Fee — $10.00

And the final grand total waiting for a signature at the bottom:

$50,770.15 💀💀💀

FIFTY.
THOUSAND.
SEVEN.
HUNDRED.
SEVENTY.
DOLLARS.

For a CR-V hatchback. 🤡

The funniest part about image_bb4c0b.png is that they literally printed a giant empty table on the left side of the page, as if they wanted to itemize actual accessories but just gave up and wrote "Market Value Selling Price: $47k" instead.

Brother, at over $50k out the door, you have officially bypassed "sensible commuter hybrid" territory and entered:
• Lexus RX Hybrid territory
• Fully loaded Acura MDX territory
• Brand new BMW X3 territory
• "I should probably just buy a used Lexus and keep $20k in the bank" territory

The CR-V is a fantastic daily driver, but pushing a non-luxury four-cylinder crossover into the $50k stratosphere completely destroys the reason people buy these cars in the first place. 😭

So I genuinely need some answers here:

• Would you EVER spend $50k+ on a Honda CR-V?
• What do you think a "$799 Consumer Connect" fee actually buys you besides regret?
• At this price point, what SUV are you driving home instead of this? 👀🔥💸

THIRTY SEVEN THOUSAND NINE HUNDRED AND NINETY FOUR DOLLARS for a standard Honda Civic. 😭🚨

I am looking at this addendum sticker from Jim Coleman Honda in image_bb4ca6.png and I genuinely feel like I’m experiencing a glitch in the matrix.

2022 Honda Civic MSRP:

$30,810

Which is already pushing it for a regular Civic.

But then the dealership decided to sprinkle on some "dealer installed options" like they’re trying to fund a corporate holiday party off a single hatchback. 💀

Here is the exact breakdown of pure comedy from image_bb4ca6.png:

• Processing Fees (Not Required By Law) — $500

• Wheel Locks — $395
(for four little pieces of metal that cost twenty bucks on Amazon)

• Mud Guards — $695
(almost seven hundred dollars for pieces of plastic to block dirt?!) 😭

• LoJack — $599

And then, the absolute grand finale...

🚨 MARKET ADJUSMENT — $4,995 🚨

They didn't even spell "adjustment" right on the official printout. 😂

FIVE THOUSAND DOLLARS just because they feel like it. 🤡

Dealer's Asking Price:

$37,994

And that is BEFORE state taxes, license fees, and registration. Out the door, you are easily staring down a $41,000 bill.

For a regular, baseline 2022 Civic. Not an Si. Not a Type R. Just a Civic.

The funniest part is how they explicitly have to print "(Not The Manufacturer's Suggested Retail Price)" right next to the total, just in case your brain refuses to accept the trauma of paying entry-level luxury money for a commuter car.

Brother, at nearly $38k, we have officially left "affordable daily driver" territory and entered:
• Brand new Acura Integra territory
• Lightly used BMW 3-Series territory
• "I could literally buy two older Civics that run perfectly fine" territory

The mud guards and wheel locks combined are over a thousand bucks. Unless those mud flaps are forged out of carbon fiber harvested from the moon, this is highway robbery. 😭

So I genuinely need some answers here:

• Would you EVER pay almost $38k for a standard 2022 Civic?
• Which dealer add-on in image_bb4ca6.png makes you want to speak to the manager the most?
• Have you ever actually called out a dealership for a "Market Adjusment" typo to their face? 👀🔥💸

I genuinely need a reality check because I am completely lost in lease math at this point and these numbers feel way higher than I expected. 😅

This quote is for a 2026 Toyota Grand Highlander XLE Hybrid in South Carolina:
• 36 months
• 12k miles/year
• $5,000 down

And the payments are still coming back around $838–$848/month.

That’s with FIVE THOUSAND dollars down. 💀

What’s making this even more confusing:
I also asked about the regular gas model and that was still quoted in the high $700s.
Then I asked about a 2026 RAV4 and somehow that was still “low $700s.”

At this point I honestly can’t tell if:
A) This is just what the Toyota market looks like now
B) Leasing is terrible across the board right now
Or
C) I’m getting absolutely cooked by this dealership

Because in my head, putting $5,000 down on a lease should move the payment way more than this.

And I’ve always heard putting a lot down on a lease isn’t even smart anyway, since that money basically disappears if the car gets totaled early.

So now I’m trying to figure out:
• Are Grand Highlanders just leasing horribly right now?
• Is Toyota Financial using awful money factors/residuals?
• Are these dealers stacking hidden fees?
• Or am I just unrealistic about what a $50k+ SUV costs in 2026?

For the people who actually understand leasing or work in finance/sales:
What would you negotiate first here?
Selling price?
Money factor?
Dealer fees?
Mileage?
Down payment?

And most importantly:
Would you walk away from this deal entirely?