Varma Realty Group
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REALTOR® | Coldwell Banker 📍 Cincinnati & Northern Kentucky. Born & raised locally, 10+ years in real estate. varmarealtygroup.com
People-first approach for buyers, sellers & investors. With over 12+ years of experience in the real estate industry, we have worked with hundreds of clients and we have experienced other realtors who simply do not put in the effort needed to connect customers with the right home. Providing you the knowledge and guidance for you to make the best decision possible for you and your family is why we
06/23/2026
“Cash buyers always win.”
Yes, cash offers have advantages: no financing contingency, faster closing, and no appraisal risk. But sellers aren’t just looking for cash. They’re looking for certainty.
A strong financed offer can compete by including:
• An escalation clause to stay ahead of competing offers
• Appraisal gap coverage to reduce risk for the seller
• A flexible closing timeline that fits the seller’s needs
When structured correctly, a financed offer can be just as attractive and sometimes even more appealing than cash.
Buying in Cincinnati or Northern Kentucky? Send me a message and let’s build a winning offer strategy before you start house hunting. 👇
06/17/2026
Calling all agents! 🏡
Join us this Thursday, June 18th from 4:30–6:30 PM for an exclusive Broker Open House at 818 Isabella St in Newport, KY — a fully renovated gem blending historic charm with modern luxury.
3 Bedrooms | 3.5 Bathrooms | 3,354 sqft, listed at $699,900.
- Chef’s kitchen
-Private rooftop deck with downtown Cincinnati views
-Rare double lot with off-street parking.
Hosted by Varma Realty Group & Coldwell Banker.
We hope to see you there!
Contact us for details!
06/15/2026
MYTH BUST MONDAY: You need 20% down to buy a house.
Reality: Many buyers can purchase with 3-3.5% down; sometimes even 0% down.
Here’s what your options really look like:
🏠 FHA loan: 3.5% down (that’s $10,500 on a $300k home, not $60,000) (for borrowers with a 580+ credit score)
🏠 Conventional loan: as low as 3% down
🏠 VA loan: 0% down for veterans and active military
🏠 USDA loan: 0% down in qualifying areas (including parts of Cincinnati and NKY)
🏠 Down payment assistance: Ohio and Kentucky both have programs that can cover part or all of your down payment
The 20% myth keeps renters renting for years longer than they need to. Every month you wait to hit that number, you’re paying someone else’s mortgage instead of building your own equity.
DM me and we’ll run the numbers. Let’s find out what you can buy right now. 👇
06/15/2026
MYTH BUST MONDAY: You need 20% down to buy a house.
Reality: Many buyers can purchase with 3-3.5% down; sometimes even 0% down.
Here’s what your options really look like:
🏠 FHA loan: 3.5% down (that’s $10,500 on a $300k home, not $60,000)
🏠 Conventional loan: as low as 3% down
🏠 VA loan: 0% down for veterans and active military
🏠 USDA loan: 0% down in qualifying areas (including parts of Cincinnati and NKY)
🏠 Down payment assistance: Ohio and Kentucky both have programs that can cover part or all of your down payment
The 20% myth keeps renters renting for years longer than they need to. Every month you wait to hit that number, you’re paying someone else’s mortgage instead of building your own equity.
DM me and we’ll run the numbers. Let’s find out what you can buy right now. 👇
📍 1250 Copinsay Court, Union Township 45103
3 Beds | 3 Baths | 1,500 SqFt
Offered at $344,900
Tucked away on a quiet cul-de-sac in the desirable McGuffey Lakes neighborhood, this beautifully maintained home blends charm, character, and thoughtful updates throughout.
✨ Inside: The main floor features a welcoming living room anchored by a classic brick fireplace, a separate dining room, and an open, functional layout designed for both everyday living and entertaining.
🍳 Kitchen: The show-stopping kitchen offers white cabinetry, stainless steel appliances, a center island, and a bright eat-in area highlighted by a beautiful bay window.
🛏️ Bedrooms & Baths: Three spacious bedrooms and three full bathrooms provide comfortable living, while the recently remodeled primary bath (2025) adds a fresh, modern touch.
🌿 Outdoors: Step outside to a large deck overlooking a private, tree-lined backyard complete with a tranquil koi pond—perfect for summer gatherings or peaceful evenings at home.
🔧 Recent Updates: New furnace and A/C (2022), primary bath remodel (2025), newer appliances, and more—offering move-in-ready peace of mind.
Located in the heart of Union Township with convenient access to shopping, dining, parks, and everyday amenities.
Listed exclusively by Varun Varma | (513) 307-3599
🌐 [email protected]
Coldwell Banker Real Estate
🏡 Open House — This Sunday 4:00–5:30 PM 845 Eaglesknoll Ct | $599,900
Tucked on a quiet cul-de-sac in Eagles View on nearly half an acre, this one checks all the boxes.
#✅ 4 bed | 4 bath | 3,381 sqft
✅ Hardwood floors & open layout
✅ Quartz kitchen with gas cooktop
✅ First-floor study + laundry
✅ Finished lower level
✅ Oversized backyard & patio
✅ Brand new roof, furnace & water heater
All of this in the heart of Anderson — minutes from schools, shopping & highway access.
Come see it in person this Sunday. We’d love to see you there! 👋
📍 845 Eaglesknoll Ct 🕓 Sunday | 4:00–5:30 PM
Hot take: stop waiting for rates to drop. 🔥 The buyers who “waited for a better time” are now competing with everyone else who waited for a house that costs more than it did 18 months ago.
📌 Rates change. Home values trend up.
📌 You can refinance. You can’t un-buy a pricier house.
📌 Equity starts the day you close, not the day rates drop.
If the payment works for your budget today, that might be your green light. Let me run a free breakdown for you.
Comment READY or DM me. 👇
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2721 Erie Avenue
Cincinnati, OH
45208