The Shep Approach

Income Tax Refund Budgeting Tip:

-Start an emergency fund! 👏🏾
•Take $300-$500 from your refund and put it in a savings bank account!
-Automate your savings when you get paid to $10-$15 per pay check (or whatever amount you are comfortable saving) after you start your emergency fund!

Financial tip for the day:

Understand your financial goals! Everyone should be setting short and long term goals, and these goals should be realistic!

I am going to separate my business and my personal page so I am making this page as a start!! Thanks to everyone who will follow me on this journey! 🥰