Leann Stringer - Realtor

Popping in to remind you that you Don’t. Need. 20%. Down. To Buy A House! 🏡

I'll say it a little louder for the people
in the back!! You do not need 20% down to buy a
home!
In fact, the average home buyer puts down 6%!
Yes, there are benefits to putting down 20%
on a property - but that's not always feasible for every
homebuyer.
Downpayments do depend on the type of
mortgage you get. FHA loans start around 3.5% and
Conventional loans around 5%. VA and USDA loan do
100% financing but you have to qualify for those.
For a $200,000 home an FHA loan would only need $7,000 for a
downpayment and a Conventional loan would need $10,000.
That's a lot more realistic to most than $40,000 for 20% down!

There are perks to putting down 20% though, so let's not disregard how it can lower your monthly mortgage
payments and eliminate other additional mortgage fees.
This is why it is so important to have a Realtor guide you and connect you with the right mortgage lender. Message me and let’s get you started on your home buying journey 🤗 Leann Lester

Cincinnati Market Stats!

♥️🏡

Home is my happy place 🏡❤️

>>https://bit.ly/35sUm5j

The Cost of Waiting

Home prices are going to continue to rise and interest rates are going to stabilize to pre-covid numbers.
*still record low rates

Call/text me today and let’s start your search!

Leann Stringer
Keller Williams Distinctive Real Estate
513-646-9541

ABC’s of Real Estate!
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Private Mortgage Insurance (PMI) protects the lender in case the borrower goes in to default
It’s an extra payment in your mortgage that does not go towards your principal and usually drops off once you pay 20% of your loan (depending on your loan type).
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Leann Stringer - Realtor
Keller Williams Distinctive Real Estate Services
Cincinnati Ohio
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6 steps to owning a home 🏡

ABC’s of Real Estate!

Interest.
Your mortgage interest rate is what it costs you each month to finance your home. It is an extra amount that you pay to your lender, in addition to paying for the amount you borrowed.

Leann Stringer - Realtor
Keller Williams Distinctive Real Estate Services
Cincinnati Ohio

Amazing Modern Cute ☺️ ✨🖤

Hahaha put that dirty laundry to good use!

Clever

Happy Thanksgiving Everyone!

Feeling so blessed to have my health, family & friends ♥️🦃

Hey everyone! I created a Zillow agent account to help my new Real Estate career get going!

It would be a huge help if you could write a character review on my site so my future clients can get to know, like and trust me better 🥰👏📞

Thanks in advance!!

Leann Stringer - Real Estate Agent in Florence, KY - Reviews | Zillow Visit Leann Stringer's profile on Zillow to find ratings and reviews. Find great Florence, KY real estate professionals on Zillow like Leann Stringer of Keller Williams Realty Services