Vanasek Insurance Services

Have you ever heard of key person life insurance? This coverage can help protect businesses that rely heavily on individuals for most of their business needs, so our team wanted to break down the ins and outs of this addition. Swipe for more information.

If you are curious whether key person insurance would make sense for your organization, please don’t hesitate to reach out to our team. We are here to walk you through your options.

Life insurance beneficiary designations play an important role in making sure assets are passed along according to your wishes. While many people set these up once, it’s worth revisiting them from time to time. Swipe through to learn more.

If you’d like to review your current policies or talk through your beneficiary designations, feel free to reach out anytime. We are always happy to help.

Can you believe there are only 100 days left in the year? Before the final stretch gets away from you, it is worth pausing to ask one simple question: has your life changed this year?

A new car, a home purchase, a career change — these are the kinds of milestones worth celebrating. They are also the kinds of changes that can quietly create gaps in your insurance coverage if your policies have not kept up.

Here are some of the most common life events that can affect your coverage:

✅ You bought a new home or renovated your home. A new home purchase or extensive renovations require coverage that reflects the property's true replacement cost, not just its market value.

✅ You purchased a new car. Purchasing a new car is a change that always merits a check-in about your insurance coverage, especially if you purchased a car worth more than the vehicle you were previously driving.

✅ Your family or household situation changed. Marriage, divorce, welcoming a new child, adding a teen driver, sending a child off to college, or welcoming an adult child back home are all changes that can affect your auto and homeowners coverage.

✅ You’ve acquired new valuables or heirlooms. If you’ve recently obtained or inherited new jewelry, art, or other collectibles, it may be worth reviewing whether these items would be fully covered under your current homeowners policy.

✅ Your income, assets, or career changed. A promotion, a new job, a side business, or an inheritance can all increase your financial exposure in ways your current coverage may not reflect.

If any of these sound familiar, our team would love to take a few minutes to review your policies together and ensure everything still aligns with where you are now. It's a simple conversation that can make a real difference.

Feel free to reach out anytime. We are here to help ensure your coverage keeps up with your needs.

For many companies, voluntary benefits can be a smart way to strengthen an overall compensation package without dramatically increasing overhead costs. These optional benefits give employees the flexibility to choose coverage and services that fit their individual needs while helping employers create a more attractive workplace. Swipe to learn more.

If you’d like to discuss ways to strengthen your current benefits package or explore voluntary benefit options for your team, feel free to reach out anytime. We’d be happy to help.

This Life Insurance Awareness Month, we want to highlight an unfortunate reality: too few Americans have adequate life insurance. The good news is that there are several simple steps you can take to better protect your family’s future.

Swipe for key statistics and steps to consider. As always, we are here to help ensure you have the right life insurance protection. Reach out today for assistance with any of the steps we’ve recommended or to further explore coverage for your family.

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office is closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!

One issue we see often with life insurance is coverage that no longer matches a firm’s financial reality. Many attorneys set up a policy early in their career and never revisit it, even as their income grows, their practice expands, or they take on new responsibilities at home.

Life insurance is meant to replace income. If your practice or household depends on your earnings, your coverage should reflect the true impact of losing that income. Our team put together some quick guidance on estimating how much coverage you may need today and when it’s worth reviewing your policies.

If it’s been a while since you’ve evaluated your coverage—or if your income has changed significantly—we’re here to help you take a closer look and make sure everything still supports your current situation.

Getting married is a major milestone, and it often comes with new financial responsibilities. It’s also the perfect time to think about how to protect the future you’re building together.

While many couples focus on personal coverage, our team helps newly married attorneys and small law firm owners understand how life insurance can also support long-term business stability. Whether it’s helping safeguard income, planning for future dependents, or laying a strong foundation for your financial goals, the right protection matters.

Here are a few important considerations to keep in mind:
- How will your household income change if one of you can’t work?
- Do you have shared debts or plans for major investments?
- Are you also balancing business responsibilities or partnership planning?

Starting your life together with smart protection puts you in a stronger position for whatever comes next. If you’d like guidance tailored to your personal and professional goals, we’re here to help.

August is National Wellness Month, and it’s a great reminder that supporting your team’s well-being starts with the right insurance strategy. For small law firms and professional practices, choosing coverage that aligns with both business needs and employee expectations can make a meaningful difference.

We’ve put together a simple overview of the main coverage options so you can understand what each one means for your firm and your people.

If you’re reviewing your current policies or planning ahead for next year, our team is here to walk you through your options and help you make confident decisions. Reach out any time.

When we talk about building a strong benefits package, medical plans tend to take center stage. But adding group dental coverage can be an easy, affordable way to round out your offering and support your team’s overall well-being.

For many employers, group dental coverage costs between $9 and $14 per employee each month, depending on plan design. It’s a small investment that can make a meaningful difference for retention, recruiting, and employee satisfaction.

If your law firm is reviewing its current benefits strategy or considering additional coverage options, our team can help you evaluate what makes the most sense for your practice.

Thinking about adding dental benefits to your plan? Let us know—we’re here to support your business and your employees.