Cooper Financial Planning

Go Ahead, Take That Vacation. You May Be Spending Too Little in Retirement. New research on retirement spending shows retirees may have more wiggle room to spend than they think, assuming they have savings and aren't primarily relying on Social Security.

For a Select Few, IPOs Are Winners. Good Luck to Everyone Else. Buyers who get the offer price historically have seen the biggest returns, and SpaceX isn’t likely to be different.

Oil Prices Signal Calm While the Physical Market Warns Otherwise Energy markets weigh ceasefire odds as the Strait of Hormuz remains shut, keeping supply risks, inflation pressure and sector volatility elevated.

More Than 40% of Americans Retire Earlier Than Expected–or Intended Many Americans dream of an early retirement, but for some, it's an unhappy circumstance forced on them, and the reasons are usually beyond their control. Here's what to know.

Treasury selling may be a sign that countries still need the dollar, Goldman Sachs says The recent Treasury sell-off looks like routine reserve management, not a dollar exodus, Goldman Sachs says. The oil-price surge from the US-Iran conflict pressured Asian currencies and fueled Treasury selling. Despite foreign selling, Treasury markets remain resilient with deep liquidity and stable...

The Ultimate Guide to Financial Literacy For Adults Financial literacy is the ability to understand and make use of a variety of financial skills. Those with higher levels of financial literacy are more likely to spend less income, create an emergency fund, and open a retirement account than those with lower levels. Some of the basics of financial li...

AI Can Change the World and Still Be a Bubble AI may transform the economy, but today’s spending boom looks fragile. Costs are surging, profits are uncertain, and the ultimate winners may arrive later.

How Foreign Investments Can Lead to IRS Penalties That Wipe Out Profits Global diversification can be a powerful wealth strategy, but without proper tax planning, foreign investments can trigger complex reporting rules and costly IRS penalties that catch many investors off guard.

After Years Of Weirdness, Used Car Prices Are Finally Getting Back To Normal An average used vehicle sold for 66% of its original retail price tag in the first quarter, down from 2022 but still above the pre-pandemic norm.

The Great Wealth Transfer's real recipients? Elder-care costs. The great wealth transfer is taking place, but it's not landing in the pockets of the supposed heirs.