Dan Olas Insurance

It's intentionally complicated. Ask your agent.

Here’s why some water damage claims aren't covered The policy, maintenance and causation can be determining factors in a water claim.

Just reviewed a policy for a restaurant written by a major personal lines carrier. If your power or refrigerator fails and you need to dispose of your food product, you are insured for "spoilage" The policy we reviewed provided $1,000 for spoilage, not a lot, but the funny thing was, the owner has a $5000 deductible! $5,000 for $1,000 worth of coverage...

Lately we have been coming across business owners with insurance policies written by companies whose primary market is residential. Through misrepresentation or misunderstanding by the agents or business owners, they are being issued policies. Guess what happens if a claim is made and it is discovered that you/your business are not in compliance? No coverage for you.

Always, always, always be upfront, ask questions and use a knowledgeable agent has has multiple carriers to place your policy.

Ever wonder what happens when a Concealed Carry person fires a weapon and then is sued? Will their homeowners coverage protect them?
Some carriers yes, but most say no.

We have carriers that say, "yes".

Had the pleasure of re-writing a policy I wrote 2 years ago. Generated another $700 in yearly savings for my customer. Call me for a quote today 312.895.4430

Why would you trust your business insurance needs to the agent who sold you your home and auto?

Always remember and honor those who gave everything.

New commercial insurance client.Their previous agent was a friend who was writing commercial policies on the side. Upon review, we discovered their coverage didn't cover much of anything.
Insurance only works when it is done correctly. Unknowledgeable agents or client's who decide what types of insurance they need are setting themselves up for trouble. Use an expert. Call me and my team will review your commercial policies today. 312.895.4430

Do you have renters insurance?


https://www.dnainfo.com/chicago/20160518/lakeview/lakeview-residents-faced-with-fire-awestruck-by-38000-donations

Lakeview Residents Faced With Fire 'Awestruck' By $38,000 In Donations The money will help some of the 30 residents displaced by the Monday fire.

5 things to do to prepare for tornado season The 2016 tornado season is well underway ― and it looks to be a busy one.

Now in partnership with DASCO Insurance. Complete insurance brokerage and customer service available to you. Personal, Life & Commercial coverages. Call me at 312.895.4430