ChaChang

Really great read! The new actions people are taking for early retirement.

Are You Ready for Early Retirement or Just Kidding Yourself? Many blogs paint FIRE (Financial Independence Retire Early) as a simple formula. Here is what you need to know about the FIRE Movement before you LeanFIRE.

Retirement means different things to different people. Here are some of the biggest challenges during retirement.

A 67-year-old who 'un-retired' shares the biggest retirement challenge 'that no one talks about' Many people think of retirement as a long vacation. But that's often not the case, says retirement expert George Jerjian, who came out of retirement at 62. He shares the biggest downside of his retirement experience, and how a Japanese concept helped him overcome it.

I sometimes think about how building wealth compares with dieting. When you want to lose weight, your calorie intake should be less than what you burn in a day. We can say the same about money. To increase your savings, your spending should be less than what you earn. Simple enough, but then again, life is full of temptations. Especially when there's chocolate. The struggle is real.

Student loans can create a lot of financial havoc, especially for those who have overborrowed. The debate on cancelling/forgiving can really help lift the weight off of many. The main question I ponder, is what long term solutions are we working towards?

Student loan borrowers anxious as decision lingers on debt cancellation Borrowers are growing anxious and frustrated as the White House delays an announcement on whether President Biden will cancel some of the $1.6 trillion in student debt held by millions of Americans.

“Beware of little expenses; a small leak will sink a great ship.” - Benjamin Franklin

https://www.gobankingrates.com/retirement/planning/retirement-signs-you-cant-afford-it/

6 Signs You Can’t Afford To Retire You need to get your retirement ducks in a row.

Finance Humor:
I don’t usually boast about my finances.

But my credit card company calls me everyday to tell me my balance is outstanding

https://www.equifax.com/personal/education/personal-finance/credit-mistakes-costing-you-money/?emlid=682612&Et_rid=83372380

Avoiding credit mistakes

Credit Mistakes That May Be Costing You Money | Equifax® These credit mistakes may not seem serious, but they can quickly turn into costly errors. This Equifax guide explains.

https://finance.yahoo.com/news/6-bad-habits-hike-grocery-190025841.html

My husband and I have had to make adjustments to our grocery budget with the crazy price hikes we've been seeing in our economy. I can only imagine others having to do the same.

6 Bad Habits That Hike Up Your Grocery Bill $150-$300: That's the average amount of money per month, per person that people are spending on food, according to the budgeting app Mint.com. That estimated target varies by age and location, but...